Deposit/pay-in to someone else’s Lloyds account

Wowos · 10 August 2018 at 3:59AM

Hello everyone.
Is it possible to pay-in money to someone else’s account at Lloyds Bank?
I do not have an account in the UK but I need to transfer some money to a Lloyds’ client.
I did TransferWise in the past but it so happens that I will have a 13h lay-over in London next week so instead of paying the transfer fee I would like to deposit cash at a branch.

Is it possible?

How do I do it?

Thanks in advance for all your answers!

eDicky · 10 August 2018 at 6:25AM

Unfortunately it is no longer possible, in general, to deposit cash into the bank account of another person in UK. If it's a company account, that's different.

StokieBecks · 10 August 2018 at 7:27AM

Some Lloyds branches still have immediate deposit machines which unless they have updated them you can use by entering the sort number/account number on the screen (it gives you the optoon to use the card for the account or the account details) . This then gives you the option to deposit cash or cheques.

Emily_Joy · 10 August 2018 at 7:57AM

Lloyds bank used to provide paying-in books some 10 years ago. It might be the case the account holder still have one and might be able to send you a slip. Then you can pay in any post office.

TSB bank still uses paying-in books, so it's not true that you can't pay money into someone else's account in UK.

Wowos · 10 August 2018 at 12:52PM

Thanks to everyone who answered my question.
To add to the confusion I just called Lloyds Bank and I was told that "it should not be a problem if you have an account number and a sort code of that person". But the lady I spoke to did not have confidence in her voice. She sounded as if she was guessing.

I guess I will have to find out next week at a branch.

Wowos · 10 August 2018 at 12:54PM

Unfortunately that Lloyds Bank client can not send me the paying in slip because it would not arrive here by the time I leave.

realgonekid_2 · 10 August 2018 at 1:28PM

It depends on the branch and the teller. As others have said use the self service instant deposit machine. I paid it at a Lloyds branch for someone week with no issue

jonesMUFCforever · 10 August 2018 at 7:00PM

How much do you want to pay in?
A few hundred should not be a problem but if it is over a thousand quid questions will be asked which might get the receiving account blocked pending ''investigations''?

Wowos · 10 August 2018 at 7:16PM

I have been thinking about this. I need to transfer 2500 but I can actually pay in twice since I will have a lay-over on my return a few days later as well. If you think more than a 1000 is too much then I can make two deposits of 1000 and the rest can go via TransferWise.

jonesMUFCforever · 10 August 2018 at 9:24PM

If you have a legitimate reason for paying in cash then why split the transactions?
If asked just tell the truth - then no drama.

Wowos · 10 August 2018 at 9:38PM

I do have a good reason which is paying the money back. I thought this was your suggestion not to pay above a thousand. I do not have a problem doing it at once but since you suggested it may cause trouble, why cause trouble?
I transfer via TransferWise no problems but it looks like the banks in the UK do not like to receive money from strangers.

Deposit/pay-in to someone else’s Lloyds account

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