Money transfer stoozing

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  • Ben8282
    Ben8282 Posts: 4,821 Forumite
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    Problem is anybody can claim anything. I could post staying Barclaycard were offering me 36 months 0% no fee money transfers. No way to prove anything.
  • Vortigern
    Vortigern Posts: 3,245 Forumite
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    Ben8282 wrote: »
    Problem is anybody can claim anything. I could post staying Barclaycard were offering me 36 months 0% no fee money transfers. No way to prove anything.
    I could post a screenshot, but you'd probably claim it was faked.

    I've no need to prove anything.
  • Fingerbobs
    Fingerbobs Posts: 1,648 Forumite
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    Vortigern wrote: »
    No need for such incredulity. My current offer from Barclaycard is 0% interest for 24 months on either BT or MT for a fee of 1.9%

    I paid off my last Barclaycard stooze only 2 months ago.

    Obviously some customers get better offers than others. ;)


    I've got exactly the same offer as the OP on my long-held Barclaycard. 24-month 0% for 2.4% fee. Same deal for either BT or MT.
  • jay1804
    jay1804 Posts: 426 Forumite
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    When do the offers get loaded onto accounts?
  • SuperAllyB
    SuperAllyB Posts: 860 Forumite
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    Vortigern wrote: »
    No need for such incredulity. My current offer from Barclaycard is 0% interest for 24 months on either BT or MT for a fee of 1.9%

    I paid off my last Barclaycard stooze only 2 months ago.

    Obviously some customers get better offers than others. ;)
    Only yesterday I did a money transfer for £5k on exactly those terms. A useful cheap loan for me rather than stoozing though.
  • swindiff
    swindiff Posts: 868 Forumite
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    Ben likes to post on threads telling people they don't know what they are doing or they must have it all wrong. Maybe it makes him feel superior and important. He tried to do the same on my thread about applying for multiple cards at the same time. Apparently I could not have been stoozing applying for lots of balance transfer card with no balance to transfer and I was completely wasting my time. If he had bothered to read the thread properly he could have seen that clearly this was not the case.
  • Vortigern
    Vortigern Posts: 3,245 Forumite
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    jay1804 wrote: »
    When do the offers get loaded onto accounts?
    I received a letter today with December's offer. Not as good as November's. It's now 3.4% fee for 2 years 0% interest on BT or MT. :(
  • BakingC
    BakingC Posts: 119 Forumite
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    Interesting mine are normally 18 months and fees have varied for various % my current offer I am paying off was at 1.8% I believe (taken early this year) .

    New offer for December is till 1st December 2021 and is 2.9%
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    Matthewhall267 wrote: »
    Obviously there are risks with P2P, but on 3 of the platforms I'm using nobody has ever lost a penny.

    Never lost a penny. Must be exceptional underwriters. Though losing money isn't the only issue. It's withdrawing the funds in a timely fashion. P2P showed be viewed as a long term loan rather than an instant savings account.
  • MallyGirl
    MallyGirl Posts: 6,639 Senior Ambassador
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    I have lost some but am still ahead of what I would have received through conventional savings. I do have some that I have been trying to liquidate since January- I am receiving the monthly interest but cannot sell for a variety of reasons. More recently I have had a couple that have waited till a couple of days before the end before admitting that there will be a delay in paying out - luckily not the end of the world for me but would be a pain if you needed the money back on time.
    I’m a Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
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