The Goverments New savings account.

I set one up after i had been on the pension forum through HL, i pay £250 per month into it and they claim £60 per month from the taxman for me and add it to my account, there are no charges whatsoever, i hold it in cash, i receive emails from HL promoting their services and showing me how to invest but i wouldn't know where to start so i just leave it there and just use it as a savings account.as there is only about £2000 in it.

No, as I said

ColdIron wrote: »

Even non earners can make pension contributions and receive tax relief if you are under 75

You are not required to pay income tax in the current year to receive tax relief, see:

• Tax relief if you’re a non-taxpayer
• If you’re not earning enough to pay Income Tax, you’ll still qualify to have tax relief added to your contributions up to a certain amount. The maximum you can pay is £2,880 a year. Tax relief is added to your contribution so if you pay £2,880, a total of £3,600 a year will be paid into your pension scheme, even if you earn less than this.

https://www.moneyadviceservice.org.uk/en/articles/tax-relief-on-pension-contributions