Seconds thoughts about ICICI

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  • dogthomson
    dogthomson Posts: 25 Forumite
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    I have been attempting to open a HiSave account also, but am not impressed with ICICI so far and would like to cancel the opening of my account, how do you think I should go about doing this?
    £2 CSC = £50 (from 09/09/06)

    Savings = £102 (YBS Account)
  • masonic
    masonic Posts: 23,279 Forumite
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    dogthomson wrote:
    I have been attempting to open a HiSave account also, but am not impressed with ICICI so far and would like to cancel the opening of my account, how do you think I should go about doing this?
    It depends how far you have got. Have you sent them a cheque yet?
  • dogthomson
    dogthomson Posts: 25 Forumite
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    masonic wrote:
    It depends how far you have got. Have you sent them a cheque yet?

    No not yet.
    £2 CSC = £50 (from 09/09/06)

    Savings = £102 (YBS Account)
  • KTF
    KTF Posts: 4,820 Forumite
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    masonic wrote:
    Birmingham midshires is better - 5.2%
    ICICI pays the interest monthly with the BM one being on anniversary.
  • masonic
    masonic Posts: 23,279 Forumite
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    dogthomson wrote:
    No not yet.
    Then you can probably just e-mail them to let them know you won't be going through with the application.
  • masonic
    masonic Posts: 23,279 Forumite
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    KTF wrote:
    ICICI pays the interest monthly with the BM one being on anniversary.
    You say that as if it's a bad thing. :confused:
  • KTF
    KTF Posts: 4,820 Forumite
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    masonic wrote:
    You say that as if it's a bad thing. :confused:
    Only if you want a monthly income from the savings.
  • exel1966
    exel1966 Posts: 4,978 Forumite
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    masonic wrote:
    Birmingham midshires is better - 5.2%
    Haven't seen anything to beat that. Yet.

    Only if your willing to change accounts after a year as the 5.2% includes a bonus of 0.65% payable for the first 12 months.
    AND
    ICICI Bank guarantee that the Gross interest rate will be at least 0.25% above the Bank of England base rate until 31st December 2007.
  • masonic
    masonic Posts: 23,279 Forumite
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    exel1966 wrote:
    Only if your willing to change accounts after a year as the 5.2% includes a bonus of 0.65% payable for the first 12 months.
    AND
    ICICI Bank guarantee that the Gross interest rate will be at least 0.25% above the Bank of England base rate until 31st December 2007.
    Sure, but that's a difference of, what, 3-4 months? ;)
  • anniecave
    anniecave Posts: 2,442 Forumite
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    Well I've got my ICICI and I'm sticking with it, but I guess that's cuz I can't be bothered moving to BM. I've never had any problems with ICICI
    Indecision is the key to flexibility :)
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