£10 luxuary spend challenge
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adventureofmemories
Posts: 177 Forumite
This challenge is for those of us who find it hard to resist spending money on our selves such as buying stationary when it's not needed, eating out when there is plenty of food home, getting an uber instead of the bus, buying make up when not needed, jewllery on ebay ECT.
This challenge is for items for personal use and doesn't include bills, food shopping or buying items you actually need.
The challenge is to help others have self control and discipline.
To join,
Simple post "join".
Withdraw £10 from your bank or get your bank to send it to your current account.
Choose what you want to do with your money.
Keep us updated with your current progress
This challenge is for items for personal use and doesn't include bills, food shopping or buying items you actually need.
The challenge is to help others have self control and discipline.
To join,
Simple post "join".
Withdraw £10 from your bank or get your bank to send it to your current account.
Choose what you want to do with your money.
Keep us updated with your current progress
Debt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)
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Comments
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Not too sure how this would work? How is this any different to budgeting for unallocated spends? (Which could be £10 0r whatever suits).Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.0
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This is allowing you to only spend £10 on yourself ONLY
such as make-up or buying things off of amazon
A lot of my unallocated spends are on the house and myself. If i cut back on hpw much i've got to spend on myself I can save more to buy household things ectDebt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)0 -
I think its a good idea to keep track of this. I spend too much on treats for myself/son. I would have to allocate £10 each to us.
How long does the money have to last? a week or month (a day would be good :rotfl:)0 -
I personally am going for weekly.
Debt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)0 -
Weekly sounds good to me.
Think i will do £10 per week for me and £5 per week for ds.
I am not promising I will achieve these
but it will be useful to keep track to see how much I am spending on luxuries. 0 -
Yeah same but we can always try �� merry christmas xxDebt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)0
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spends for wk 52
Me
2.81 - book0 -
I'm starting this challenge in January from the 6th ,
I've worked out my budget and I'd have £54 to spend on myself anyway.Debt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)0 -
Hi,
I'd like to join, with £10 per week as my aim.Declutter 2024 in 2024 /2024 SPC = 13 £45.32 (2023) £64.89 (2022) £95.67 (2021) £305.16 (2020)Loan paid off! Credit card paid off!!! Debt paid off, debt free date 28/12/20200 -
Updated my spend for his week. I am off work today and tomorrow so will be difficult to stay in budget.
I am also keeping track on here of other spends that aren't essential and come from other budgets as I want to keep track of how much money I spend on non-essentials.
Me
2.81 - book
5.00 - boots sale
DS
Other non-essential
£25 electric blanket for me (sale)
£20 electric blanket for ds (sale)0
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