Pay ALL your debt off by Xmas 2018
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Thanks for my number. How does it work with amounts, as my payments cover interest and not a huge amount of capital at the moment, so do I count how much the balances reduce by rather than how much I pay? In which case, I’m likely to only update once a month.Jan 2018 £68,274 May 1 2018 £59,537
Percentage of total debt paid 12.79%
2018 target £10k So far: £8737
Monthly target £833 January £1129 Feb £1278 Mar £1176 Apr £5152
POAYDBX18 #124 £8737/10,0000 -
Bigskies I count all payments towards the debt, even if interest is then added on top:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Hiya Muppets.
I done a balance transfer of the capital one and barclaycard onto tesco (14 months 0% interest with no handling fee)
So I thought it would be easier to start again with the amount so for this year I just need to clear £6753.40Virgin Money £0/£1445
TSB £0/£659.53
BOM £0/£1480
Tesco £8.36/£4647.26
Total £8.36/£8231.79 0.101%0 -
£9.11 sent towards the Halifax brings my total to £280.69 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Afternoon all!
Emptying bank account ready for payday so #006 checking in with £734.91/£4000 please muppets!:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
£5 for me today
#16 654/5552
Thanks muppets
LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Hi everyone
I've had a great start to the year, with a payrise for DH and me too, plus a bonus and some ebay sales. Managed to pay 2,900 off the debt, but then I realised I have to pay an early repayment fee of $700 so I'm going to include that as it needs to be paid. I just sent $12 this morning so I could round the figures too, so I'm at:
#25 2200 / 8600 - 6400 to goFormally liuhut
WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 6170.... wins 2011 aprox 20000 -
Payment of £4.78 made to the TSB CCVirgin Money £0/£1445
TSB £0/£659.53
BOM £0/£1480
Tesco £8.36/£4647.26
Total £8.36/£8231.79 0.101%0 -
How are you all working out the small amounts? do you keep just making little regular payments every day? I usually do monthly paymentsNSD Jan 5/10
6780/10721
[URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]0 -
#145 £3791.92 / £19261 (19.69%)0
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