Unsure of Default date

Grezz24 · 9 April 2018 at 9:59AM

Hi All,

I have two defaults on my file that im trying to figure out when they will fall off my account.

they are both paid off and close to the 6 year mark but im unsure on when they will actually be removed.
(copied from my credit club report)

Details of Account
Account
LOWELL PORTFOLIO I LTD Info
Type
Credit Card/Store Card
Account started
03/08/2011
Current Status
Default / Ended
Credit Limit
-
Balance
£0.00 credit in use
Entry code
C4
Account Settled
31/05/2013

Details of Account
Account
CAPITAL ONE Info
Type
Credit Card/Store Card
Account started
21/05/2012
Current Status
Default / Ended
Credit Limit
-
Balance
£0.00 credit in use
Entry code
C1
Account Settled
08/02/2013

Is the account settled the date when the default was first added? so the date they will be removed?
Thanks
G

[Deleted User] · 9 April 2018 at 10:13AM

6 years from the date of default

Grezz24 · 9 April 2018 at 10:20AM

i dont know the date of default, hence the above - trying to figure out which of these it is.

[Deleted User] · 9 April 2018 at 11:38AM

The MSE Credit Club isn't clear in showing Default Dates.

If you check your report with CallCredit or Equifax and you can see the accounts on there, they usually specify the date they defaulted

Unsure of Default date

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free