Onwards and downwards...

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  • jwil
    jwil Posts: 19,250 Forumite
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    DH and I had yet another row about the state of the house yesterday :( He has apologised this morning and vowed to get on with clearing it. I do wonder if we are ever going to be on the same page about it.

    He's taking the kids out for the day so I'm going to have a day to myself.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,250 Forumite
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    Todays pads:

    £1.36 to Mortgage
    £2.00 to savings
    £1.11 to joint od.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,250 Forumite
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    Todays pads:

    £1.36 to Mortgage
    £4.00 to savings
    £2.64 to joint od.
    "If you can dream it, you can do it". Walt Disney
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    How's it going jwil? You've inspired me to do some more decluttering this weekend :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
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    Hope everythings okay x
  • jwil
    jwil Posts: 19,250 Forumite
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    HairyHandofDartmoor wrote: »
    How's it going jwil? You've inspired me to do some more decluttering this weekend :)
    Hiddenidenity wrote: »
    Hope everythings okay x

    Thanks guys :) Sorry I've not been posting, I've been a busy bee though :)

    Well done on the decluttering HHD!

    It's been a bit difficult focussing recently what with traipsing back and forth to school. Roll on full time hours! DH is covering this week so I am back at work.

    I did manage to get some stuff done though. We've had a good couple of weeks on ebay so quite a lot of stuff has shifted there :D I think I've raised enough to cover a good proportion of my car bill this week, so am really pleased.

    I was also pleased to find that for the first time in probably ever (!) I had enough to pay outright the electricity and gas bill when it came in (albeit it was a low summer one).

    Because I couldn't really get stuck in, I made a start on 'digital clutter' trying to organise and sort out the stuff on the computers. I've transferred everything from the old laptop to an external drive and so am in the process of organising that.

    DH is off this week so hoping he will get on and tackle his stuff.

    I've also put in for two PPI refunds. One I already got rejected on and now have gone back after seeing :money: 's Plevin article. The other one is one I haven't done before but am pretty sure I had. However, I also have an outstanding CCA request with this account and evidently they are struggling to come up with the paperwork so I'm not overly hopeful.

    Another couple of accounts came back with agreements, but my one that is currently unenforceable have sent me another letter saying it is unenforceable, so still happy about that.

    A complaint I put in about another account has been upheld :T so waiting to see about the outcome of that.
    "If you can dream it, you can do it". Walt Disney
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
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    Wow you have been busy!

    Hope you've fit some 'me' time in their too x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    You're doing well, it's great to get everything organised ☺
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 19,250 Forumite
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    Hiddenidenity wrote: »
    Wow you have been busy!

    Hope you've fit some 'me' time in their too x
    HairyHandofDartmoor wrote: »
    You're doing well, it's great to get everything organised ☺

    Thanks guys :) HI I've taken time out to 'declutter' (ie read) books as well so happy with that :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,250 Forumite
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    Although I'm meant to be saving for the car bill, I don't like not making payments so: todays pads:

    £2.23 to Mortgage
    £6.93 to savings
    £3.45 to joint od.
    "If you can dream it, you can do it". Walt Disney
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