We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debt letters, but not my debt
Options
ScarlettTiger
Posts: 64 Forumite
I have been starting to receive debt letters for virgin media. The letters are in my name, but not my address. How can I dispute it?
I know who has done it, but I know they won’t clear the debt or my name and haven’t replied to my messages about it.
Thanks.
I know who has done it, but I know they won’t clear the debt or my name and haven’t replied to my messages about it.
Thanks.
0
Comments
-
Tell Virgin Media it's not your debt, giving them as much information as you can.0
-
This won’t go away by itself and will likely get worse if you don’t deal with it.
Contact Virgin initially and I expect they may suggest putting a protective CIFAS marker on your credit file.
If you are aware that someone has fraudulently used your details then you should also contact Action Fraud.0 -
How come you are receiving any letters from VM, when you say they have been sent to the wrong address? You shouldn't have received them...ScarlettTiger wrote: »I have been starting to receive debt letters for virgin media. The letters are in my name, but not my address...I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
0 -
What’s a CIFASWestminster wrote: »This won’t go away by itself and will likely get worse if you don’t deal with it.
Contact Virgin initially and I expect they may suggest putting a protective CIFAS marker on your credit file.
If you are aware that someone has fraudulently used your details then you should also contact Action Fraud.0 -
They’ve used my name, but their address. So as this person knows me, they know my details.Willing2Learn wrote: »How come you are receiving any letters from VM, when you say they have been sent to the wrong address? You shouldn't have received them...0
-
Yes, but if they have used their address, how did they get to you in the first place? Or did the person at the other address pass them on to you?ScarlettTiger wrote: »They’ve used my name, but their address. So as this person knows me, they know my details.Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.0 -
Is 'this person' forwarding the letters to you? Is the account recorded on any of your three credit files? I would definitely make a complaint to the police via ActionFraud.ScarlettTiger wrote: »They’ve used my name, but their address. So as this person knows me, they know my details.
Protective Registration | CifasI work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0 -
They haven’t been forwarded, they are from the debt company I really don’t know then.0
-
ScarlettTiger wrote: »They haven’t been forwarded, they are from the debt company I really don’t know then.
But how have you seen them? You have said they were sent to someone elses address :question:
Rob0 -
Because they are now being sent to me at my actual address, I opened it, and it gave the company (virgin), and address the debt was at.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.5K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards