We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Help investing money stuck in a pension?
Comments
-
Thanks everyone, looks like the overall consensus is to leave it in one of the two pensions and actively manage the funds better. I don’t have any experience doing this so I think it’s time for a bit of research in to the different options, starting with a global equity fund.0
-
The £35k should be considered as part of your overall portfolio which you care about not a separate slush fund or gambling pot.
Depending what % that £35k represents as part of the total may determine what you do with it. For example, if it's 50%, you'd probably want to split it out between US, Europe and emerging market funds. If it's 10%, maybe it could all go in emerging markets. If it's 1%, then maybe a nano-cap fund.
But you shouldn't just write it off as fun money. You could potentially get that £35k to £100k+ within your investment horizon which'd may give you an extra five years to live off free money.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards