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No info and claim rejected.
Rolyan
Posts: 55 Forumite
In the early 80’s I took out my first bank loan for a car. I definitely had PPI on it; in those days they said it was a requirement of the loan. The forms had the loan amount and the PPI amount. So I know the approximate date. I know my address. I’m fairly sure it was the TSB. Or The Yorkshire Bank. I have no details of the bank accounts as I’ve changed several times over the years and I destroyed old statements etc.
Last year I decided to apply, and both banks said that I am not owed anything.
So is there anything I can do with such little information. I didfinitely had several loans and I definitely had PPI.
Last year I decided to apply, and both banks said that I am not owed anything.
So is there anything I can do with such little information. I didfinitely had several loans and I definitely had PPI.
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Comments
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Do you mean they rejected your complaint or they couldn't find details?
I assume the latter, as they would be breaching DPA if they had details. In which case, game over.
If they rejected it, you can go to FOS if you disagree.0 -
In the early 80’s I took out my first bank loan for a car. ...
So is there anything I can do with such little information. I didfinitely had several loans and I definitely had PPI.
And it was definitely over 30 years ago.
I doubt any lender will have retained records of that vintage.0 -
The only way to make sure there is no info left is to send a SAR to each company and see what comes back.Non me fac calcitrare tuum culi0
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I’m fairly sure it was that there were no records. So it sounds like game over.
I’m just a bit surprised about all these success stories I hear of people making claims going back many years. I wonder if some of them are urban myths, as I can’t be the only one who was mid-sold PPI but doesn’t have any records.0 -
I’m fairly sure it was that there were no records. So it sounds like game over.
I’m just a bit surprised about all these success stories I hear of people making claims going back many years. I wonder if some of them are urban myths, as I can’t be the only one who was mid-sold PPI but doesn’t have any records.
People who still have active accounts with the lender will most likely have their old records stored, similarly if they have their own records or the lender happens to archive old paperwork on something like microficheSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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