Credit card for International payments???

Swinball · 9 July 2018 at 10:02PM

Hi
Me and my fiance are getting married in Italy in August and are currently looking for a credit card to spread the cost of the wedding.
We have looked at a few long term interest free credit cards but have noticed they mainly charge at least 5% of the the transaction amount for International payments (paying for services in Italy).
I know there is a standard fee of around £10 from your bank from these transactions but we are looking to see if there is a credit card available that won’t charge a percentage of the total value?
Thank you in advance. Look forward to hearing back soon!

Danny

stevenhp1987 · 9 July 2018 at 11:05PM

https://www.moneysavingexpert.com/credit-cards/travel-credit-cards/

Swinball · 9 July 2018 at 11:20PM

Thank you. We have looked at travel credit cards. The balance needs to be cleared every month though. We are looking to make larger international payments from this country that will be paid off over a few months. (Probably should have made that clear in the post).

Vortigern · 10 July 2018 at 12:09AM

Use a travel card to pay the bills, taking advantage of the good exchange rate when you pay in Euros.

Then balance transfer to a card with a 0% interest offer to give you time to pay.

jonesMUFCforever · 10 July 2018 at 12:46AM

Use a card like Halifax clarity for the transactions - then do a balance transfer to another card to get x months interest free (although you probably will end up paying a fee for this).

chattychappy · 10 July 2018 at 8:36AM

jonesMUFCforever wrote: »

Use a card like Halifax clarity for the transactions - then do a balance transfer to another card to get x months interest free (although you probably will end up paying a fee for this).

I agree. For the sake of a probable 3% fee, this seems the best way to go to me.

If you can pay off more quickly, then it would be better to get a "purchases" card which tends to have a shorter 0% promo deal. You would still likely pay about 3% for the foreign spend - but then wouldn't have to pay a fee on a subsequent transfer. The advantage of this method is that some cards offer airmiles/nectar points/cashback or whatever on spend. This isn't true of the travel cards that I know of.

Peter6268 · 10 July 2018 at 8:43AM

How about this one from the Post Office:

0% on purchases for 28 months -

No fees when you buy overseas

www.postoffice.co.uk/credit-card/platinum

Credit card for International payments???

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