We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Car Insurance Cancelled
Comments
-
Whenever you are unhappy with your insurer the route to go down is a complaint in line with their complaints procedure
Then if you are unhappy with the reply or they ignore you for 8 weeks you can escalate to the FOS for their adjudication at no cost to you0 -
Hahaha no I don’t do self diagnosis or diagnose from google either.
It's just you said "dyslexic tenancies", rather than "she's been diagnosed with dyslexia" - the latter may help her case in that she could argue she mis-read partner/parentsSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0 -
It's just you said "dyslexic tenancies", rather than "she's been diagnosed with dyslexia" - the latter may help her case in that she could argue she mis-read partner/parents
Anyone can inadvertently select the wrong item on a drop-down menu, especially if there are two adjacent options of similar shape and letter patterns.
Also it only takes the computer or the website to be a little slower than your mouse movement and the item that gets clicked can easily lag behind the apparent position of the pointer.
Of course we are all meant to check and re-read everything meticulously, but in practice mistakes happen. Even insurers make mistakes sometimes.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Clifford_Pope wrote: »Anyone can inadvertently select the wrong item on a drop-down menu, especially if there are two adjacent options of similar shape and letter patterns.
Also it only takes the computer or the website to be a little slower than your mouse movement and the item that gets clicked can easily lag behind the apparent position of the pointer.
Of course we are all meant to check and re-read everything meticulously, but in practice mistakes happen. Even insurers make mistakes sometimes.
Yes but mistakes that have led to a cancellation are more likely to get some leeway with a proper disability rather than a parent/partner fronting suspicionSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0 -
The change in being parent to partner IS a material change in risk.
The insurer would have re-priced the policy based on the new risk, and if the additional premium was over X amount they'd cancel the policy.0 -
FutureGirl wrote: »The change in being parent to partner IS a material change in risk.
The insurer would have re-priced the policy based on the new risk, and if the additional premium was over X amount they'd cancel the policy.
The change would be partner to parent and why would the insurance company cancel the policy if the increase was over X amount?
That doesn't make sense the policy holder would either pay or cancel the policy themselves.
Now if the insurance company couldn't quote a policy based on parent then that might be a different scenario.0 -
Going through the whole procedure of complaining and waiting will do no good for the moment because the policy will be cancelled in a week now. I was just thinking about something else. They gave you 14 days notice. What will happen if your daughter takes another insurance and cancels this one? There certainly will be a cancellation fee but paying this is by far better than disclosing a cancelled policy for the next X years. Maybe the more experienced people here can advise on this.The journey of a thousand miles begins with one step.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.7K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.8K Work, Benefits & Business
- 603.2K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards