I owe me ex some money.

Could you get a job to supplement whatever the £88 A week is from (assume benefits as if worm these are very part time hours)

The father would at least see you are trying to repay the debt faster.

A court is unlikely want their time wasted if you have and are consistently sticking to making regular paymeents.

What have you agrèed with your ex. Is she not capable of making her own decisions? At the end of the day she gave you the money...... how did she expect you to pay it back?

Alternatively sell the bike

To pay back the £350 you still owe will take 17.5 weeks at £20.

Does your ex and her Father understand your financial position?

If he does take you to court and wins you may have to sell the bike to pay.
I'm not sure if it's possible for him to take you to court as your debt is with his daughter, not him.

Was the agreement that you'd pay your ex back at £20 per week every week?

Have you paid the £20 per week on time every week?
Because even if you bought the bike at the end of January, it's still 17 weeks ago and by now you should have paid £340, not the £190 you say you have paid.

Maybe your ex's Father is pushing for the money because you've not been paying the agreed amount every week and he feels you're taking advantage of his daughter's generosity.

Do you have anything in writing about this agreement?

sell the bike

set up a standing order for the shortfall of £x a week

As Casey says, just keep paying. Don't pay cash - keep a paper trail. Start sending emails or something saying you've sent it as per your agreement, or a cheque with a letter.


I definitely wouldn't be selling the bike. She presumably agreed to lend you the money - she wouldn't stand a cat in hell's chance in court if you can prove you've been paying (even better if you have texts or something confirming your arrangement).

Ae_elson95 wrote: »

Hello hope you can help me out because im stressing out right now.
I borrowed 540 pound of my ex for a mountain bike in January we broke up since and I still owe her 350 pound. Her dad wants to take me to court if I don't pay it back over the next 4/5 weeks. I only earn 88 pound per week and after the loans I owe and the board I have to pay and phone contract etc I only have 20 left each week. So I have no chance of paying it all back withing 5 weeks. Any advice of what I should do? Or any info on what would happen if he took me to court?
I can't afford no more and have nothing worth selling to even make the money up.
I can only afford 20 a week but his not budging?
Any help would be great thank you. Worrying about it so much.

I don't think that the OP has been paying £20 a week so far.