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Bank Charges on International Payments

If I send money in sterling to a bank account in the Republic of Ireland, will I incur any bank charges from the Irish bank, or will the recipient incur the bank charges?

Comments

  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You won't be able to send it by Faster Payments or BACS. Even though Irish banks give sort codes (which don't overlap with UK sort codes), the system is completely separate.

    A SEPA or SWIFT payment could be sent. This would incur your bank's fee for sending the payment, then the receipient would be charged whatever their bank charges for currency conversion/internaional payments.
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    There are solutions to avoid the bank fees to send and also receive such a payment, and their adverse conversion rates. What exactly is your purpose?
    Evolution, not revolution
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Are you going to be sending sterling or Euros?
    It makes a difference.
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    Explain the nature of the transaction, including amount and currency.

    That should help somebody give you a solution that saves you a few per cent.
This discussion has been closed.
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