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Cash back for taking out Mortgage

travelhoppers
travelhoppers Posts: 15 Forumite
Third Anniversary
in House buying, renting & selling
Hi

Halifax Bank offered us a deal of £750 cash back if we take out the mortgage. We have completed the house purchase. Does this £750 cashback come through Halifax bank or through the solicitor?

Thank you

Comments

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Two seconds on Halifax's website found...
    https://www.halifax.co.uk/mortgages/landing/cashback/
    "cashback will be paid on completion through your conveyancer"
    ...and that's without even looking in the reams of paperwork that you undoubtedly have.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you checked that hasn't already been accounted for in your completion statement?
  • travelhoppers
    travelhoppers Posts: 15 Forumite
    Third Anniversary
    I tried googling it but I couldn!!!8217;t find anything.

    No, nothing on completion statement. It was just our fees and how much we have paid.
  • Goath
    Goath Posts: 63 Forumite
    Third Anniversary 10 Posts
    Ask your Solicitor.
  • marliepanda
    marliepanda Posts: 7,186 Forumite
    Mine ended up wrapped up into everything else. I didn!!!8217;t get it in my pocket. I think it came off the mortgage fee or something :/
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    travelhoppers wrote: »
    No, nothing on completion statement. It was just our fees and how much we have paid.

    Did you check whether the loan amount on the statement was the basic amount, or did it already have the cashback built into it? Unless they've changed things recently, the cashback should reach the solicitor at the same time as the main mortgage advance. If in doubt, ask your solicitor.
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