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Resurrecting myself... to enjoy life again

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Comments

  • RisingJoe
    RisingJoe Posts: 92 Forumite
    Okay,

    Had a good weekend. set about saving well, spent most of it having fun with a few friends in similar positions.

    Went to the Car boot on Sunday... bought nothing. (so saved there too)

    Called Lloyds who have informedme i should know the PPI outcome tommorrow (the 28th) so fingersare crossed there may be a letter waiting for me tonight with some good news in it
    Awaiting PPI - Lloyds TSB Loan
    Debt Free Date: [STRIKE]30/10/09 02/10/09 07/08/09 [/STRIKE] 10/07/09
  • RisingJoe
    RisingJoe Posts: 92 Forumite
    Wohoo..

    Got a reply from Lloyds offering £1714 + interest + 8%

    i accepted and have since recieved the sum of £2610 :-)


    My New DFD is:

    10/07/09
    Awaiting PPI - Lloyds TSB Loan
    Debt Free Date: [STRIKE]30/10/09 02/10/09 07/08/09 [/STRIKE] 10/07/09
  • crapwithcash82
    crapwithcash82 Posts: 1,044 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    RisingJoe wrote: »
    Wohoo..

    Got a reply from Lloyds offering £1714 + interest + 8%

    i accepted and have since recieved the sum of £2610 :-)


    My New DFD is:

    10/07/09

    :T:T:T:T

    Congratulations RisingJoe, thats fantastic news for you!!

    I love your new DFD too - that must be such a great feeling!!

    Good luck with the rest of your plans!....

    CwC :)
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi well done on the good news re the PPI.
    Just a thought reading your first post, you say paying your insurance by a lump sum and will save £80 on your DD, can i assume that you've set up a DD to a savings account so that you have the lump sum there again for next year? A few years ago i was able to pay for my car/house insurance and rescue cover on a 0% card and straight away i changed the direct debit to a savings account, was one of the best decisions i made otherwise i'd still be paying credit charges at silly percentages.
  • RisingJoe
    RisingJoe Posts: 92 Forumite
    Lemon_Tree wrote: »
    hi well done on the good news re the PPI.
    Just a thought reading your first post, you say paying your insurance by a lump sum and will save £80 on your DD, can i assume that you've set up a DD to a savings account so that you have the lump sum there again for next year? A few years ago i was able to pay for my car/house insurance and rescue cover on a 0% card and straight away i changed the direct debit to a savings account, was one of the best decisions i made otherwise i'd still be paying credit charges at silly percentages.


    Hi Lemon Tree,

    Yes that is what i meant, i have now set a DD upto another account to cover all vehicle costs for the future :)

    it feels good to be getting ontop of things finally :)
    Awaiting PPI - Lloyds TSB Loan
    Debt Free Date: [STRIKE]30/10/09 02/10/09 07/08/09 [/STRIKE] 10/07/09
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