We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

17 year old car insurance

I have a chicken and egg problem, I want to buy a car and insure it for an 18year old and a 17year old to drive, both are learner drivers and will do less that 1000 miles an year.

In the last week i have attempted 6 number plates, along with the value etc on price comparision sites and have now been black listed, IE NO one will give me a quote or any quotes given are 5k or above!

Does any one know of a list of group 1 or 2 (second hand / used vehicles) or a web site like AutoTrader when I can search on insurance group and NOT car type. Most insurance companies I have called are now ONLY quoting on number plate and as i said having checked on the cost on 6 different number plates im now black listed.

All i want to do is buy a car that will not cost an arm and a leg to insure!

My last good quote, if you can call it that was for £2700 to insure for two learner drivers to drive under 1000 miles a year for a (group 1) ten year o9ld car valued at 800 with a £750 excess! I live 20miles from Ashford, in kent, which has 20-30% uninsured drivers under the age of 25, 1m down the road IE just outside the ashford post codes the insurance would have been £1300 and if i registered the car in sevenoaks at my parents live it would have cost me £900 to insure!

I don't have the CAR i want to know what to buy but can no longer get insurance quotes!

Comments

  • Quote
    Quote Posts: 8,042 Forumite
    You might find that increasing the annual mileage reduces the premium. /tip
  • No 2500 miles were £3200 and 5000 miles was £4600. I started on the 5000 miles as i had no idea how far they would drive.
  • I am 17 soon and i got a quote yesterday for my classic mini.

    It was based on having my full licence for one day and 3000 miles a year but i can change that without much charge.

    I got a quote for a 998(1l) and 1275(1.3l) and both were the same but the bigger had £50 more on excess which was £300-£350.

    I live in a area which has the best rating for a postcode and a garage.

    Quote was £486 tpft and £816 fully comp:j
  • Where are u based,

    My daughters 18year old boy friend is paying £3400 fully comp with 750 excess for a 10year old clasic 998mini. The mini is stored in a garage, 3000miles. Again Ashford rip off springs to mind!
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    17yo 1991 1.1 ford fiesta male upto 6000 miles = £1500

    Tips

    - Look at DirectLine, been good for my friends and I for first insurers
    - Any higher than 1.2 is urgh
    - http://www.parkers.co.uk/insurance/ look here for insurance groups. Any higher than a 6 will have a big impact

    2 learners, both 17 and 18, for £2700 is good.
  • hartcjhart
    hartcjhart Posts: 9,463 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    try giving these people a call they are very helpfull

    http://www.provisionalmarmalade.co.uk/
    I :love: MOJACAR
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.