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Premium bond winning - missed expiry
poppy10_2
Posts: 6,597 Forumite
Hi, I won £50 on the premium bonds in September; the cheque was dated Sep 8th, and on the cheque it said it had to be cashed within 3 months. Unfortunately it slipped my mind and now it's too late. Is there any way to get my money?
poppy10
0
Comments
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Put your cheque in the bank and see what happens. If it is refused, contact NS&I.
Failing that, stick it on eBay described as "sexy cheque from NS&I".
GGThere are 10 types of people in this world. Those who understand binary and those that don't.0 -
As post #2 - present it to your Bank and see if they accept it. As most cheques have an initial shelf life of 6 months it's likely the cashier won't look too closely.
But if that fails contact NS&I at the address here (in writing and signed - and returning the outdated cheque). There is something on their site about age expired prizes - but can't find it at the moment. But they will replace it with an in-date cheque, without problems (or compensation for their trouble!
). Just as they will give you winnings if you go AWOL for several years because you fail to advise a change of address :-
http://www.nsandi.com/help/reportamissingprize.jspIf you want to test the depth of the water .........don't use both feet !0 -
You can REINVEST your winnings automatically therefore never having the problem that you now have, plus in this case the £50. would have been entered for 3 more draws for which you might have won some more. Winnings reinvested do not have to wait for a month prior to inclusion, they are in the next draw.Don`t steal - the Government doesn`t like the competition0
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poppy10 wrote:Hi, I won £50 on the premium bonds in September; the cheque was dated Sep 8th, and on the cheque it said it had to be cashed within 3 months. Unfortunately it slipped my mind and now it's too late. Is there any way to get my money?
the same thing happened to me. I phoned NS&I and they asked me to send it back them and issued a new one.0
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