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Declaring disqualification to insurance.
Samccc
Posts: 2 Newbie
Hi, I am just wondering if after 5 years you don't have to declare your disqualification counts from the start date or end date.
I received my ban on 24 February 2014 and it ended on 23 November 2014.
Will I no longer have to declare tomorrow or in November. Thanks.
I received my ban on 24 February 2014 and it ended on 23 November 2014.
Will I no longer have to declare tomorrow or in November. Thanks.
0
Comments
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What does the question on the insurance quote actually ask you?0
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It becomes spent five years from the date of conviction (which will usually also be the start date) unless it was for such a serious offence that you went to prison as well as being banned. After it is spent you do not have to declare it, regardless of the question asked.0
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Thanks. It was a DR30 refusing to give a specimen. I got a 12 month ban lowered to 9 for completing a course. And a 90£ fine I believe. So I should be OK to not declare it tomorrow? Thanks again.0
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Although the conviction is considered spent after 5 years, a DR30 stays on your licence for 11 years, so you must continue to declare it when asked if you have ‘ever had a conviction’. Only if asked if you have had a ‘conviction in the last 5 years’ can you answer ‘No’.0
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This is not correct. The conviction becomes spent after five years like almost every other motoring conviction, regardless of the length of time the endorsement remains on your DVLA record (it is no longer recorded on your licence - the counterpart was abolished years ago). Once didn't it need not be declared, whatever the insurer asks. See the Financial Ombudsman on the subject hereAlthough the conviction is considered spent after 5 years, a DR30 stays on your licence for 11 years, so you must continue to declare it when asked if you have ‘ever had a conviction’. Only if asked if you have had a ‘conviction in the last 5 years’ can you answer ‘No’.
https://www.financial-ombudsman.org.uk/publications/ombudsman-news/25/25-disclosure-of-spent-motoring-convictions.htm0
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