Thursday 15/1/09 Wht small dfw things have you done today???

sophiesmum_2 · 15 January 2009 at 8:51AM

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

check online banking -
update spreadsheets
move money to savings
Make a loaf in breadmaker
lunch at work - travelling to new manager's court
storecupboad tea
reduce, reuse,recycle one thing -
do one thing just for fun -
do something nice for someone else
no spend day planned
sparkle

Good morning dfw's, Have a great day everyone, hugs to all the poorly people and anyone feeling a bit down. Hi to any new posters and hi to all the regular posters:hello: :hello: :hello: Woo Hoo it's payday:j Still got csh in bank from this month so that will be going to savings this morning when I do the online shuffle:D . Travelling to new managers court today to whip her office into shape for her so won't be around aagain:o looking forward to weekend:D

Catch you later - keep up the good work you are all doing amazingly:T :T :T
Hi Marru - nice to see you getting organised;)

Pippilongstocking · 15 January 2009 at 8:56AM

Hey there guys and ta to SM for the thread

Today - not much got lots writing to do.

Will:
[STRIKE]Check bank [/STRIKE]all as it was
[STRIKE]Buy local paper to look for a bigger fridge (ad already on freecycle)[/STRIKE] keep phoning no one home 1.5m fridge for £85
[STRIKE]Must list hazels old bike on freecycle
Lodger room and tea to do[/STRIKE] mid done
DS half done essay so he will need a hand later
Money to sealed pot today - no pennie to put into it
[STRIKE]Sparkle
Do something nice (help with essay?!?!)
Do something fun - um not sure what today [/STRIKE]- went to an energy efficiency workshop - well I liked it
Put box of crackers etc in attic
Some money into holiday fund
[STRIKE]Freeze HM soup[/STRIKE]
DO a proper list for the fridge freexer etc, DONT NEED FOOD SHOPPING

Thats it for me guys - busy day here courses and other things on so will check in later - xxxxxxxxxxxxxxxxxxxxxxxxxxx
[STRIKE]PS need to ffind some decent socks[/STRIKE]

xnatalie81x · 15 January 2009 at 8:56AM

Now i have had my lightbulb moment and have set up all my payment plans i would like to join on this thread daily to keep me focused on the 'small things'

So today i will
1. Check my leccy and gas usage and continue to find ways of saving units
2. Use the dishwasher only (have done all my washing and rule is one electrical appliance a day)
3. Spend at least an hr at neighbours house to save on kettle and use her heat lol
4. Plan my day tomorrow as I AM STOPPING SMOKING FRIDAY!!!!!! Just cannot justify spending on tobacco!
5. Keep to my meal plan
6. Trawl freebie sites
7. Review 5-10 songs on slice the pie (still on v points!) to try and get to 2 stars.

THANKS

Pippilongstocking · 15 January 2009 at 8:57AM

PS you can tell my lodger is eating early again can't you - normally be bleary eyed at this time!!

Second woo hoooooooooooo
away to catch up on yesterday's thread

xnatalie81x welcome !!!

mbaz · 15 January 2009 at 8:58AM

Morning all

Today I will

- check online banking
- check for mystery shops
- work tonight
- daily scratchcard
- clicks and surveys
- check job websites

Miss_Piggy_2 · 15 January 2009 at 8:59AM

Good morning Sophiesmum and all that follow!

Have been struggling to find the time to get on here lately. Lifes got a bit busier since the new year and I just don't seem to stop!

Hope everyone is ok and that Littlepip is doing well. Pipsmum hope you aren't too shattered!

Here's my attempts for today:

* Pay Studio...reduced amount as did couple of PAD's this month. Can't do any more as 6 week month is starting to pinch!

* Storecupboard tea - following mealplan (find thats working well for us)

* Heating off as wet and mild here today

* Washing at 30'c and airer drying

* Visit mum this morning so use her heating, biscuits and teabags! :rotfl:

* Work out budget for february (getting in early)

* Reduce, Reuse, Recycle...take bag of stuff to charity shop near mums

* Do one thing nice for someone else....may drop picture little boy did at nursery into his Great Nanny's. It will have pride of place on her fridge I'm sure!

* Research nice present for mums 60th (any ideas guys as I'm stumped!?)

And thats about it for today!

Miss P
xx

sophiesmum_2 · 15 January 2009 at 8:59AM

Pssst fay

NO FOOD SHOPPING !!!!!!!!!!

pixiechick99 · 15 January 2009 at 9:02AM

Morning all:D

Very quick post before I go to work.
Today I will....

Do daily scratchcards later
check online banking - all ok
do some more college work (I actually did some last night;) )
Have 4th NSD in a row!
Take bags of change from terramundi to PO and get more bags for the rest
Collect prescriptions (not v dfw but they're free:p )
Start meal plan/list for next weeks food shop
update diary with bank balances/grocery spends etc

That's all for now - have a lovely Thursday! Woohoo it's nearly Friday:T

Pippilongstocking · 15 January 2009 at 9:03AM

SM ta - i know i know i know - but i like food shopping!!!!!!!!!!!!!
I feel oddly bereft at not being able to shop for food - being a Taurean its my passion!!!! Promise to be good. I always wonder why my food budget goes over every month........

Ps ta for the Graze info - amazing - I didnt realise people did this - so a DFW one is a great idea

pixiechick99 · 15 January 2009 at 9:03AM

Miss_Piggy wrote: »

Good morning Sophiesmum and all that follow!

Have been struggling to find the time to get on here lately. Lifes got a bit busier since the new year and I just don't seem to stop!

Hope everyone is ok and that Littlepip is doing well. Pipsmum hope you aren't too shattered!

Here's my attempts for today:

* Pay Studio...reduced amount as did couple of PAD's this month. Can't do any more as 6 week month is starting to pinch!

* Storecupboard tea - following mealplan (find thats working well for us)

* Heating off as wet and mild here today

* Washing at 30'c and airer drying

* Visit mum this morning so use her heating, biscuits and teabags! :rotfl:

* Work out budget for february (getting in early)

* Reduce, Reuse, Recycle...take bag of stuff to charity shop near mums

* Do one thing nice for someone else....may drop picture little boy did at nursery into his Great Nanny's. It will have pride of place on her fridge I'm sure!

* Research nice present for mums 60th (any ideas guys as I'm stumped!?)

And thats about it for today!

Miss P
xx

Miss P - For my Mum's 60th my sis and I bought her tickets to see 'South Pacific' at the theatre on Torquay and my stepdad paid for the hotel!!
They loved it;)

KTjazz · 15 January 2009 at 9:08AM

today I have/will

-update MSE diary
-continue training with new client
-check online banking
-charge mobile (still not been able to get it done)
-free lunch at work
-store cupboard dinner

Thats all from me.

I'm going out tonight (not DFW) but will be home early cause it's a school night, hee hee!

KT. x
ps I need to update MSE diary about the progress of The Big Clearout!

Thursday 15/1/09 Wht small dfw things have you done today???

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