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Hello everyone, I have caught up on everyone's posts this week - the 723 days of January - all without a break have officially ended and I can breathe a little. I had an unexpected trip to Liverp00l to take some furniture over to my daughter's new place. On the Sunday I took Rome0 for a walk around the Cathedral and there…
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I am feeling very virtuous because this week I have helped my daughter move into a new flat and have managed to minimise LOTS of kelter:- ks quilt and 2 pillows along with associated bedding and towels cleaning stuff (brought from my office which I have exited after 22 years!) crockery including 4 x Hornsea Pottery storage…
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Hello everyone, Thanks for setting up the February thread Jings, it is appreciated. I have gone back through my freezer and stores and I have decided to stick with a lower budget ging inot February. I have enough frozen chicken to make a few substantial meals but am lacking any frozen fruit or veg (after using it all up in…
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Hello everyone, Gosh January has felt soooooo long!! I'm declaring for January at £88.98 - which is over my £50 target but way lower than my usual spend of £250ish. Part of the overspend was that my daughter arrived home unexpectedly for over a week and I had to feed her too! I'm still happy with this result - my freezer…
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Hello and welcome, when I was looking for inspiration for my garden I posted pics on here and asked for advice. The response I got was amazing and certainly helped shape my thoughts. I update it fairly regularly so I can track my progress. Blank Canvass Garden - Design Inspiration Needed — MoneySavingExpert Forum My garden…
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Hey SpireCaptain, You have been in my thoughts recently - I hope you are getting some reprieve from your situation and you are able to get out and about working. As you know I went through a tough divorce from my ex-H - we did a deal about his non-payment of child support for a few years whereby I got further equity in the…
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Happy Friday everyone! I don't know what's been happening with me recently but I have been sleeping well these last few nights! After years of patchy sleep I'm enjoying it while I can though! Thankfully I've never been able to remember my dreams - I'm not sure what that means about me tbh! OT no fog here YBE - this is the…
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Hey SpireCaptain Have you thought about having the conversation with the tenant about actually buying the property?? I don't want to sound harsh but I read your posts I can't see much action being taken to actually improve your situation. Even if you are doing things which remove one option or another that is at least…
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Hello everyone!!I haven't quite caught up on everyone's posts but I have read todays!! I know it seems like an age ago but I hope everyone had a brilliant Christmas and are all set for a happy and healthy 2026. May you all remain lurgy-free and as bandy as possible. I'm not sure what caused me to disappear to be honest -…
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I hope not Nelliegrace - it's the only tea my Mum (who has dementia) likes!! I'd noticed over Christmas my local (big) Sainsbury's didn't have any on the shelves!
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Hello SpireCaptain, I felt compelled to post as I can feel the desperation you are feeling through your posts. You are not alone and a lot of people on this Forum will have walked in your shoes and will support you. I think you have more choices than you think - some of them may be a bit uncomfortable for you to consider…
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One of the key things I did when I started on my debt free journey (back in 2009, awful divorce, flaky ex on the £'s front and variable self employed income, £90k debt and £280k mortgage) was to take a long hard look at what i already had and corralled it into sensible places so I could retrieve it when required so I…
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Hello and happy new year to everyone, I love this thread and it certainly helps keep me focussed on living sustainably. I am in the process of exiting my office after over 20 years there! I now work from home which is totally doable and will save me over £1k per month between the rent and energy bills. My house feels like…
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HAPPY NEW YEAR you lovely lot!! May it be filled with fun, frugality and excess funds!! I have been tracking and comparing my annual grocery and fuel spends and I think it's fair to say, down to this challenge I have reduced my 2025 food spend by almost £1700 when compared to 2024's! I was gobsmacked when I saw the…
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Thank you for the recognition Humboldt - I am very proud of my achievement in this area - food (or lack of) is a bit of a trigger for me and I know I over buy and over cater!! I am going to have have to a similar focus on my socialising spends! I am divorced, single and my kids are in and out. I currently work fulltime (am…
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Hello everyone, I've managed a bit of a catch up over the last 3 days - usually things quieten down for me in December but for some reason this year is proving an exception to that rule! I love the idea of decorating windows -taff - I'd probably leave them in place until Easter as I don't like the cleaning off afterwards!…
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You sound like you're all ready for Christmas humboldt - I can't resist a nice glass which has a specific use!! Alas I can no longer eat cheese but I still love a glass of port. This time of year sees me decorate my tree with a glass of Pedro Ximenez sherry in a lovely vintage cut glass. Alas I didn't win the EV this year…
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I peel, core and chop apples into chunks and then place in my slow cooker on "high" for about 3 hours covered - I then reduce to "low" setting for a further 4 hours or so - uncover for a final hour and it reduces nicely. I stir regularly. I add chopped ginger or cinnamon at the start. I have added sugar during the process…
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Hello everyone, I have been reading along and keeping focussed despite being super busy I have kept the faith and am declaring £217.37/ £250 for the month and a slight overspend to £68.95/ £65 on household budget. I am very pleased with this result!! Have a fab weekend everyone and see you on the December thread! Thanks…
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I have been keeping an eye on my spends and love this challenge! There is myself, my adult son (who lives here half of the time) and a little well feed pooch - I eat meat and strive to do a low carb and very low fat diet which means it doesn't always come cheap. December budget £250 and £60 for household items including…
