Kt8 Forumite

It's on and off for months . Well from nov to May we were billed £500 for 6 months. United utilities have told us that's over the estimated useage for a year and the equivalent of 7-8 ppl living in a house. From May to June it cost us £200. Yes it's all well and good saying get the walls tiled but I don't think we should…

It's been a pain in the ar** .. I'll have to try use the shower til wed and hopefully not soak the place haha

Yes we bought the hoise with the tiles half way up the wall - didn't see it is an issue at the time as we had a working en suite and we are shower people so we knew we would rarely have a bath .. Til now. we had always planned to put more tiles up to the ceiling eventually and add more to the bathroom but it wasn't a…

We had always planned to do if just not yet as there wasn't a need to. Until the shower broke . Don't see why we should be doing it now just as a reaction to them not getting the shower fitted correctly on top of our now high bills. :( Thanks tho x

Once the shower has been fixed I can stop being forced to use the bath and hopefully get our bills down ? I'll be taking daily readings once this is over to get them to a normal level again. Same house type as ours over the road only pays £30 for water and £50 for energy. I'm paying £70 more :(

Hi thanks ! The shower can be used technically but if you stand up to use it it drenches the walls as tiling is only half way up We have asked them when this first began to tile the walls fully so we wouldn't have to use the bath but they just ignored us. Now I have had the bill thru I am fuming. Can't use same water if…

£31 a month dw gym, nhs discount Great gym, pool, sauna and steam, fab classes and equipment

I'm with DW.. No probs cancelling ..I cancelled after a year and ha no problems whatsoever then rejoined again sometime after.

ahh thats the one yes! :)

hi- when you got your mortgage offer the 2 halifax mortgage booklets came with it- it says in there. Depending on when you complete and when your preferred payment date was. My friend completed the very end of the month and had a direct debit chosen date as the 1st of every month, her first mortgage payment came out in the…

We have just bought new build we looked at Taylor Wimpey but it wasn't for us. Have the houses been built or even started to be built yet? I doubt they will be ready by the end of this year if not already started- local taylor wimpey site by ours has taken awhile and family member is a builder advised us they can take…

Think its mainly the road that needs tarmaccing now at the front and then the gardens to be put in. Everything else is done and ready...hoping for a date soon! Thanks

Purchase price £200,000 Deposit £50,000 (£10,000 of which from the builder) Repayments £560 35 year term 3 storey 3 bed semi with upstairs living room aswell as downstairs complete end of august and we are going to be overpaying as much as we can.

we got ours in april, 74% LTV 2.6% FIXED for 2 years Valuation was £350-400 i think We had a product fee of £999 i think added to loan. We complete end august. first time buyer no hassle and really easy application (which i couldnt believe ..thank god!)

I would get yourself on an electeroll role...your council website tells you the cut off dates for when you send it and and how long they take to update....then whats next is how long the credit agencies take to update in my case it was up to 2 months- was very stressfull.

we mentioned it in our application and it was evident in our payslips- salary sacrifice cars with NHS. Woolwich were arsey about it and brought our affordability down, Halifax and others werent bothered and go on gross salary - accepted with Halifax no bother.

Hi Halifax under valued ours by 7 grand. It is a 3 storey 3 bed town house with garage (not integral). Worth £206,950 however Halifax valuation stated they felt it was worth £200,000. Possibly speak to the developers? Our broker handled everything for us she was fantastic and when speaking to the developer they said they…

Well done OP great news :) xx

I'd get your broker to chase it .. Peace of mind .. Sure you'll hear something back this week :)

We put full application in on a Friday and approved on the Monday. Valuer sent out and mortgage offer week after. This was start of April. Our brokers took copies of everything on full application. New build 25% deposit Ltv 75% I've heard halifax can be quick and then slow just totally pot luck fingers crossed for you you…