Help. Credit file issue.

Sillychuckie

I monitor my credit file using the Equifax instant alert service.
I just got an email about the following addition:

There have been changes to the Court information in your credit file.
New Court Data Summary Surname Court Date Value Type Satisfied Date
New Information (my name) 17/06/2008 £200.00 County Court Judgement (England, Wales and Northern Ireland)


I have no idea what this is about. What should I be doing?
I can't even see who is issuing this judgement. I certainly haven't received a summons...

Do I have to pay http://www.registry-trust.org.uk/ to get this information? This seems madness...

Thanks.
SC

zkw29

Have you checked the online report? Its definately not a phishing email? Just an idea.

Sillychuckie

Yes, I just did that now...
If I get the report, it shows it in more detail. Now I have information about the court (" NORTHAMPTON CCBC "), and a number of some form.
It looks as if the claim is attached to an old address from 2 and a half years ago. I certainly haven't received any bills.
It is for £200 and has a court date of 17/06/08. In the past, useful...

I hate the way this process works. If it wasn't for me checking my credit file, I probably would never hear anything about it. They shouldn't just be able to tarnish a file so easily like this. I'll try to get it removed, but its besides the point. I am starting a new job soon, and they say they are going to check my file for things like this.
What lousy timing.

Surely if a company can write an entry like this on my file then they can see my file and obtain the correct address to send the bill to. :mad:
I shall call the court tomorrow to get details. It seems too even a number (exactly £200.00) to be a utility bill (water/gas). I really have no idea what it could be. My file is perfect in other respects (no credits or searches I don't recognise etc).

SC.