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Pension on Retirement

I am in receipt of a service pension from my days in the RAF. Along with this I have been contributing to a pension fund whilst working since leaving the service. When I retire I should have a pension pot of less than £15,000 from this post service employment. Can I take this in total as cash due to its low value as someone has suggested to me. I understand that tax has to be paid on an element of it. Any info appreciated. Tks in advance

Comments

  • Andy_L
    Andy_L Posts: 13,101 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Probably not. The value of your Service pension will be included in the calculation as the value of ALL your pension pots has to be below the £15k limit. IIRC DB schemes are calculated with a nominal pot of 20x the annual pension.
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