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Which mortgage product?

Hi,

I'm after a £98k repayment mortgage over 13 years with optional over payments, low application fee, survey, etc that comes in less than £1k per month. My IFA has suggested there are better deals direct than going through him nowadays. HSBC life time tracker seems to tick all the boxes (well more than my own bank, A&L).


Advice from the MSE community is always valued - thats why I come back here!

Best,
Phil

Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    HSBC's tracker product is certainly competitive. Not sure what you're after exactly so hard to say what would be 'best' for you.
  • Newbird
    Newbird Posts: 488 Forumite
    I don't know of any better product, than HSBC at the moment for that fit and I've been looking too......:money:
    Bless Martin's Little Cotton Socks. I thank him for giving us MSE. Look what its grown into!

    MFW = ASAP #124
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    tgon wrote: »
    Hi,

    I'm after a £98k repayment mortgage over 13 years with optional over payments, low application fee, survey, etc that comes in less than £1k per month. My IFA has suggested there are better deals direct than going through him nowadays. HSBC life time tracker seems to tick all the boxes (well more than my own bank, A&L).


    Advice from the MSE community is always valued - thats why I come back here!

    Best,
    Phil


    Best bet would be to follow your IFAs advice

    Seeing as no one knows your scenario, yourbest bet would be to look on a comparison site like moneyfacts
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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