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Thursday 26/06/2008 What small dfw things have you dne today???
sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today i will:
Andan - good for you for finaly giving in your notice, you will feel so much better.
Cleosmum - Sorry to hear you are having a tough time at the moment, sending you some (((((hugs))))).
Piglet -:mad: about the job, must have been a real shock for you. I think I would work to rule too ,otherwise they will end up getting full time hours from you for part time pay:mad: . No use wasting emotional energy on it though as you say the only person it is hurting is yourself. ((((((hugs ))))))):A
Eternal Optimist - please carry on posting , even the small stuff counts and I love your upbeat posts:D

Have a good day everyone, got to run.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today i will:
- Clicks
- Check online banking
- Update spreadsheets
- Storecupboard meals
- Work on veggie garden
- Make a loaf in breadmaker
- Pick some strawberries from garden for after tea:D
Andan - good for you for finaly giving in your notice, you will feel so much better.
Cleosmum - Sorry to hear you are having a tough time at the moment, sending you some (((((hugs))))).
Piglet -:mad: about the job, must have been a real shock for you. I think I would work to rule too ,otherwise they will end up getting full time hours from you for part time pay:mad: . No use wasting emotional energy on it though as you say the only person it is hurting is yourself. ((((((hugs ))))))):A
Eternal Optimist - please carry on posting , even the small stuff counts and I love your upbeat posts:D
Have a good day everyone, got to run.
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Comments
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morning all:)
today i will be:
doing daily clicks
updating spreadsheets
checking online banking
parking free and walking rest of way to avoid paying for carpark
taking books back to library and getting more out (free)November NSD's - 70 -
for me today is a nsd and I'm going round to a friends house where she is making dinner! result!
other than that I will check my banking - got paid yesterday.
store cupboard lunch
hmmm... not sure what else.
KTjazz:hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
I'm back, and this time I mean business!
If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
My heart knows me better than I know myself so I'm going to let it do all the talking.0 -
Morning all,
Today i have/will:- Walk to the shops and post a sold Amazon book
- do piggy clicks
- Search Quidco for more good deals
- Update my spreadsheets
- Be good and spend less than £5 when i pop to the shops
- List more books/dvds on Amazon
- Check internet banking
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Hi all :hello:
Today I have- done a pig CT
- checked banking for both of us
- brought in breakfast and lunch
- have a NSD at work - not sure what's for dinner yet though!
- check OH's credit report with him later - the PIN came through this morning
- update my spreadsheet in time for payday tomorrow (debts don't go out til Monday though!)
Best of luck looking for a new job Andan - keep us posted on progress :T
Claire0 -
Today I have/will:
Done piggyclicks
Done Quidco clicks
Tried for a NSD
Store cupboard meals
Check online banking and paid off £3.07 to a cc (wow)
Thats all I can think of at present.
Have a good day everyone.Skint Mummy0 -
Morning all,
Further to my post yesterday i will / have;
-piggy clicks
-check quidco for freebies
-check gf quidco that the bets i made for her (and won
) have tracked
-go home at lunch and remember to pick up the lunch i forgot
-make sure all my spreadsheets are up to date before payday tomorrow!
-list a few sim cards on ebay
oh and anyone who read yesterday - i found my wallet! was in the car...but i did manage to make myself not bring it in today!Lightbulb Moment January 2008Committed Lightbulb Moment June 2008!Total Debt January 2008 - £12,000 June 2008 - [strike]£11465[/strike], July 08 £9942:beer:0 -
so much for my nsd...
£2 for a work birthday collection...
guess I'll have to try and do £2 of clicks when I get home tonight to balance it out again.:hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
I'm back, and this time I mean business!
If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
My heart knows me better than I know myself so I'm going to let it do all the talking.0 -
I don't normally post on here but need a bit of a kick up the bum to get organised....
Walked youngest daughter to school, walked back along the cliffs/woods and picked elderflowers for making elderflower champagne this afternoon.
Online banking to tally up accounts.
Make a batch of fruity buns to use up some soaked rasins from yesterdays wine experiment. Store cupboard dinner and lunch.
NSD as I don't have any cash in the house apart from the coppers jar which is nearly full.
2 items to list on ebay, trying to list 2 items a day for a month.
Hope you all have a great day."Start every day off with a smile and get it over with" - W. C. Field.0 -
I have or will
- OH working away, me and DS going with him for a couple of nights, 2 nights away on expenses, will be a bit stressful, travelling with a 1 year old this evening and coming back early sat morning to be at a wedding on sat afternoon, but I get 2 nights in nice hotel edinburgh with meals, for free. While partner is working tomorrow, I am going to take boy swimming and for a walk, photograph the castles etc, so freebies.
- going to use some food from our fridge up (and take some with us for journey) lots of fruits to be used up before they go off
- got my sunscription to moneywise, £1 for 3 issues, then cancel DD
- joining the union at work, avoided this for 5 years, but its only £8 a month, we are moving sites soon and I think there could be lots of upheaval. I am also registered disabled and might need some advise at some point if my condition worsens.
- will do some washing on quickwash, but dont know where I am going to dry it?0 -
Pooky- Elderflower Champagne sounds delicious....
I've been absent from here for a few days as have been working away which has cost me a fortune- can claim most of it back on expenses but the incidentals still add up....so today I will-
~Have a NSD- will be the first for ages but I don't need anything
~Get OH to post some eBay parcels (don't count this as a spend as the buyers have paid for postage) and I managed to smash my £100 target for June- yay!!
~Check Quidco- I have £125 validated for April but don't think it will be paid this month as not yet received.
~Checked online banking- paid eBay money off my cc and paid OH's in full :-)
Think that's it for today as off to work in a minute. Have a great Thursday everyone.
GISI x:DYummy mummy, runner, baker and procrastinator
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