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Urgent Urgent Shared Ownership Mortgate Advised Required!!

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  • inch_high
    inch_high Posts: 179 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    sbs2lc1 wrote: »
    Hi

    THANK YOU EVERYONE FOR YOUR ADVISE!! - - The best fixed rate i seem to be able to get is 6.85% fixed for 3 yrs, COSTS are 500 arrangement, and 430 valuation. Does anyone think i cud get a better rate??

    YET AGAIN THANKS FOR ALL ADVISE


    If you go through a mortgage broker, you could get a 90% product with Halifax thats 3year fixed, 6.44% for £999, which although is £500 more, the saving on the interest rate would pay for it probably, depending on the amount you are borrowing (£45k or more and you'd be saving money - unless the broker charges you a fee as well). Or you could walk into a Halifax branch and get a 6.65% 3yr fxd for £995 - again, nearly £500 more, but if you were borrowing more than £80k it would be worthwhile...
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