in debt and miserable

jilly21

hi there, i am new to this have got myself into debt and am trying to get it sorted very slowly, realisng how much we owed was the first step and am now trying to figure out how to make the money stretch each month is a nightmare
we got a 36k secured loan to clear smaller loans and cards but it is proving to be just as expensive and not saved us much we were conned int thinking the payments would be lower and just one payment but when insuarance and critical illness was added it works out the same amount of money we are paying any tips and advise would be grateful!!

Ames

If you post up your statement of affairs (list of income and expenditure and debts), then people can look at it and advise you. There's a sticky at the top of the board that tells you how to do it.

Other people will be along with better advice soon!