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Roxy7699's debt free wannabe diary


Ive dabbled in this website for a while, but have completely fallen off the saving money / reducing debt wagon and need to jump back on.
Im currently in an IVA coming up to its second year, have just found myself spending far more than I should, owe a bit of money to a couple of people and buried my head in the sand!
So now I need to get on with it, reassess my finances and I think logging it all on here as often as possible.
I may ramble on occasion and it may include off topic things, who knows, if your with me, thanks for the support, and if not….well….I hope I have enough motivation within myself to sort this out.
At 24 I have time to fix this mess so will post a SOA soon although I doubt Ill cut back on somethings, but Ill give it a go.

Comments

  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    will look forward to seeing your SOA, ive been off the site for a while and have found myself going back to my old ways. My diary is a great way to keep me motivated, good luck with it.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • roxy7699
    roxy7699 Posts: 1,067 Forumite
    Part of the Furniture Combo Breaker
    Hi Lunar, thanks for your reply.
    Right, I know Ive taken along time, and Im still not quite there yet.
    Having a busy week with work,bailiffs threatening, tax credit c*ck ups and have been playing on the other threads joining in with challenges as my sig will show.
    I will get to my SOA, but for now, just trying to make ends meet although I know one will help the other. When I was active here before I definately did alot more things like clicks to keep me busy and motivated. So far Im back up to the mystry shopping and selling anything that doesnt sit still in my house.
  • roxy7699
    roxy7699 Posts: 1,067 Forumite
    Part of the Furniture Combo Breaker
    Browsing through my subscribed threads it seems I started a diary b4

    http://forums.moneysavingexpert.com/showthread.html?t=580087

    Ill be going back to my new house lol if anyone cares to join me.
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