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Im struggling motivation wise

I know its probably just an off day but im starting to struggle.

I have a spreadsheet i keep looking at hoping something is going to change to make me debt free this year! It doesnt!

I am stretched to my limit and there is no way i can add any more money to my debt without giving up food! :o :rotfl:

I keep checking my online banking and have just found yet more charges are being added to my account (i havent been paid properly for the past 3 months - different dates etc. so has messed me up).

Because i have decided not to get a house next year now (i found out over a week ago a CCJ had been issued in 2004 against me, but i had moved. i have paid it but it will still be on my credit file for another 2 years (march 2010)). i know feel so demotivated. I know it makes financial sense to not move but im just so down i want to move or at least see my debt going down more.

:confused: Just one of those days i guys, sorry.

x
Debt: just my mortgage :D

Comments

  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    1,000 Posts Combo Breaker
    Huge Hugs Amy..

    I know what you mean. You know where I am, I am guessing my positive dust didn't reach you?!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Thanks Lucy.

    It hasnt yet, although the buzzer on our door at work is broken! :rotfl:

    xx
    Debt: just my mortgage :D
  • Today a down day, tomorrow an up... I guess our DF journey will be like this. I know that lovely place ignorance doesn't bring these feelings but hey just imagine the high WHEN the DF day comes.

    Hugs to you.
    x
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Hugs.. it is frustrating but you can only do as much as you can... and you are doing really well. The debt is going in the right direction and that's the most important thing! x
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Thanks guys.

    I just keep focussing on the bad today.

    And all the money i have racked up in debts because of other people.

    Ah well, like you say its going in the right direction. I think im just too impatient.

    x
    Debt: just my mortgage :D
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    Just look at how much you've already paid off love - you've done amazingly. Do one small DFW ting today, and help yourself feel like you're actively doing something again. I find that helps whenever I get theose 'OMG I'll be in debt forever' feelings. Even if it's get one thing out to ebay, or cook a storcupboard meal.
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • Luckystepho
    Luckystepho Posts: 353 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    We're bound to get frustrated at times but you have done so well already!
    By the way, are those Bengal cats in your avatar? Are they yours- they are gorgeous!! xx
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    We're bound to get frustrated at times but you have done so well already!
    By the way, are those Bengal cats in your avatar? Are they yours- they are gorgeous!! xx

    Thank you.

    Yep they are Bengals, my little (or not so little anymore :rotfl: ) boys. Very cheeky.

    x
    Debt: just my mortgage :D
  • Just throwing my 2 cents in...at least the debt is going down rather than up! And at least you're taking steps to resolve your situation. so however bad it gets, you can always think positively about those two things. :)

    Therefore I suggest after work, you have a nice long bath and possibly a choccy bar, then the world will seem much better. :)
    ...I like my coffee black, just like my metal!
    Proud member no. 15 of the [strike]asylum[/strike]
    night owl thread
    ...And officially mad over Doctor Who & David Tennant!
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Just throwing my 2 cents in...at least the debt is going down rather than up! And at least you're taking steps to resolve your situation. so however bad it gets, you can always think positively about those two things. :)

    Therefore I suggest after work, you have a nice long bath and possibly a choccy bar, then the world will seem much better. :)

    Thank you.

    I deffo need to focus more on positive rather than negative.

    A bath and choccie sounds perfect! :D
    Debt: just my mortgage :D
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