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  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Thanks mate:A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Numpty_Monkey wrote: »
    Thanks Angel:A
    Its always grim up north;),/

    I think I'm just fed up , it doesn't look like CC are gonna stop intrest, i hate them with a pasion:mad:
    l've £204 a month on DMP , for 6 months, paid about £100 off the balances, and now unemployed
    so whatever I've tried to do for the last six months,within a month it will all go back to square 1 and then worse:confused:

    :o

    Hi

    I was on a DMP for 2 years and,through no fault of there own, I am where I was 2 years ago. I was with Payplan and slowly paying off the debt but the totals they had for me were wrong and I owed more than they had me down for and so the DFD date they had for me was out by a couple of years.
    It played on my mind that my creditors could add interest any time they liked and to be honest I added my OH 's wage to get the minimum required to start the DMP.I could ill afford the monthly payments and decreased them last year and was still struggling. No brainer really and I should have done this 2 years ago.

    They are nice to Monkeys on here anyway :D

    Good luck whatever you decide

    ym
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    fiveyearplan wrote: »
    Hi NM - if you do decide BR is for you, you'll have lots of support on here.

    Definitely. :)

    It's a horrible thought, but I think there will be quite a few DFWs poping over in the foreseeable future. It can go from coping and paying things off to zero options very quickly at the moment, at that isn't gonna improve anytime soon. :(
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    everyone will be given a warm welcome & the best advice around
    We all die. The goal isn't to live forever, the goal is to create something that will
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Why do I feel the need to touch my Forelock whenever Fermi enters a thread :D:D:D;)

    ym
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    istockphoto_386016_bowing_businessman_2.jpga Bow is usually sufficiant...:D :p
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    and why do i just want to smack him round the back of the head punish.gif

    oh yeah thats cause he ain't going to Manc:beer:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Not good enough Phil! :p

    bowing.jpg
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    fermi wrote: »
    Definitely. :)

    It's a horrible thought, but I think there will be quite a few DFWs poping over in the foreseeable future. It can go from coping and paying things off to zero options very quickly at the moment, at that isn't gonna improve anytime soon. :(

    That is so true:o:confused::A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Mind you I felt the same when Quasar from Money saving arms replied to one of my threads
    smiley-face-biggrin.gif


    ym
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