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Monday 23/06/08 What small dfw things have you done today???

sophiesmum_2
Posts: 4,965 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today i will:
Happy Monday everyone:D In a bit of a rush so will post anything else later,ave a good day everyone.
Cleosmum - are you awake yet after your late night:rotfl:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today i will:
- Clicks
- Check online banking
- Update spreadsheets
- Storecupboard meals
- Definately have a no spend day:o
Happy Monday everyone:D In a bit of a rush so will post anything else later,ave a good day everyone.
Cleosmum - are you awake yet after your late night:rotfl:
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Comments
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Hello Sophiesmum and all who post after....
Today in Northampton it is ....Glorious glorious sunshine..and so off to work i go ! hmm typical ! gales die down for work travel...great! lol
I have checked online banking... taking lunch to work...not spending anything !!
Have a good dayDEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 -
Morning guys n dolls
Today I:
* am off to some divvy conference for work
* will eat a post lunch there - cos I can and it's free!
* am going shopping later and if it isn't on the list then it's not going in the trolley!
* will check pigsback and banking
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
Hi everyone, haven't posted on here for ages!
I am: entertaining DS and his friend (non pupil day....) with a picnic in the park followed by cinema using Odeon vouchers from iPoints, and buying popcorn from Aldi.
Not spending on anything else...except milk
Checking banking
Doing clicks
Maybe even look at matched betting later, dunno
Have a lovely day!0 -
Today i am at work all day - going to dentists for a lovely filling :-( ouch!
Going shopping (already have my list) banking £30 i got off FIL yesterday to pay some bills.
Did all packed lunched but forgot to do my own so will have to have a cheapie sarnie from sandwich van, staying in at lunch so i use no petrol.
Sticking to my budget!!Focusing on clearing the credit cards in 2018 :T0 -
Hi everyone, beautiful day today :j
So far...- last night signed up OH on quidco to mysupermarket.com, lovefilm and experian credit report, he has £60 tracking in quidco already (and doesn't really understand how it works but is taking my word for it
)
- brought in breakfast and lunch
- checked banking, swapped some money around and updated sheet - forgot to put my Saturday curry in :eek: almost went o/d!
- done 1 piggy CT
- checked for mystery shops
- checked quidco - no indication of july payment yet
- not spend anything until i go to my pub quiz tonight (have set budget of £10 and that's got to do everything)
xx0 - last night signed up OH on quidco to mysupermarket.com, lovefilm and experian credit report, he has £60 tracking in quidco already (and doesn't really understand how it works but is taking my word for it
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So far I have ....checked inernet banking (wish I hadn't)
hung washing out instead of using tumbler
...starting small lolLBM-29/08/07
Good Enough Club member no 420 -
Today I have/will
1. Checked online banking.
2. Piggy clicks.
3. Listed items on ebay.
4. No spend day
5. Sort out Tesco vouchers for shopping tomorrow.
6. Anatomy coursework.
7. Walked dog in park and avoided ice cream van:DTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Hi all. Here's mine:
- Prepared packed lunch for DH
- Spent as little as practically possible
- Prepared storecupboard meals
- Have packed mobile charger to charge phone in work tomorrow
- Will get packed lunches ready for tomorrow
- Piggy clicks0 -
sophiesmum wrote: »
Cleosmum - are you awake yet after your late night:rotfl:
Im here! I sat and watched disc 3 of Shameless, it was light when I went to sleep this morningSo I was naughty, after getting the kids off to school, I went back to sleep :eek: but I refuse to feel guilty as I never do that.
Today I have:- Checked banking
- Checked mystery shops
- Done PB CT
- Breakfast and lunch from stores
- Ate tons of fruit that was about to turn - currently munching on a 69p pineapple
- Prepared HM lasagne for dinner for OH and the kids, I am having chickpea dahl and rice
- Bought sweets for the kids after school, but got items on offer (I didnt have anything)
- Airer dried some damp washing
- [strike]Do PB comps[/strike]
- [STRIKE]Dinner from stores[/STRIKE]
- [STRIKE]Walk to Aldi for milk[/STRIKE]
- [STRIKE]Do some housework[/STRIKE]
- GET AN EARLY NIGHT
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Paid money into the bank and that actually put my account into the black for the first time in months.
Made tuna pasta for tea and there is enough for tomorrow as well.
Didn't go fishing as I am a bit rough from last night and it is to windy anyway. That is a saving of £23. I worked like a Trojan all of last week so it was my treat to myself for doing two extra nights work.
I am not drinking tonight either as I have a double shift tomorrow and don't want to be dieing all day. The beer in the fridge will do me next Sunday as well so I won't need to buy any. Another saving.
My halo will likely slip later and I will get an Indian Takeaway. Might not though not sure.£2 coin/ £460
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