Completely honest SOA...I feel sick!

Belnahua

Do you have any debts with the Building Society you work for?

Gemmzie

That's good about the Egg Loan - 50p is nothing really.

I don't think you're allowed to earn much while on maternity but could you sign up to mystery shopping? Do clicks online? Surveys? Its all adds up.

Also, sign up to lots of baby clubs for freebies when the new baby arrives!

Tinka21

Belnahua wrote: »

Do you have any debts with the Building Society you work for?

No I don't as they only offer mortgages as borrowing and my mortgage is not with them thankfully! I hate people I know knowing how bad my finances are!

Tinka21

Gemmzie wrote: »

That's good about the Egg Loan - 50p is nothing really.

I don't think you're allowed to earn much while on maternity but could you sign up to mystery shopping? Do clicks online? Surveys? Its all adds up.

Also, sign up to lots of baby clubs for freebies when the new baby arrives!

I do the mystery shopping but not had one in my area for a while. I'm signed up for loads!lol
Quido, topcashback, slice the pie, dooyoo,pigsback, mutual points, toluna, pine cone, tns, shop and scan, nectar and probably some more! lol

Your right though it does add up and the ones that only pay in vouchers i tend to cash them in and use them as birthday presents etc... or I get boots vouchers where possible so I can buy nappies and toiletries etc.

Gemmzie

Excellent.

So I'd say your next move is to look at what you have in your account, what's due in next and when. And then what goes out inbetween so you can see how much you need to cover

LucyTheDwarf

HMRC changed the maternity laws last April - you can now do 10 days paid work (KIT days - keeping in touch), whilst still receiving your maternity pay. Your employers have to keep your job open for you, and are not allowed to refuse you if you request to work a few days while you are on leave. Any more than 10 days though, and your maternity pay stops. KIT days can be taken at any time in the statutory maternity leave period, except the first 2 weeks after the date of childbirth.

Has your OH sent his CV to supermarkets, bars, restaurants etc? Perhaps he could find a few hours a week at least until he can't get back to taxi driving?

Tinka21

Thanks for the advice Gemmzie I have got enough to cover Junes payment of the secured loan and just need to scrape enough for the mortgage which isn't due until end of next week but the natwest are usually good with us and will allow us another week before chasing us. i have cancelled all the direct debits to prevent bank charges as they always make the situation worse especially as the alliance and leicester like to charge £25 for every one i can't pay!

In a way I can't wait to get back to work so i can bring a bit more money in!!

Tinka21

LucyTheDwarf wrote: »

HMRC changed the maternity laws last April - you can now do 10 days paid work (KIT days - keeping in touch), whilst still receiving your maternity pay. Your employers have to keep your job open for you, and are not allowed to refuse you if you request to work a few days while you are on leave. Any more than 10 days though, and your maternity pay stops. KIT days can be taken at any time in the statutory maternity leave period, except the first 2 weeks after the date of childbirth.

Has your OH sent his CV to supermarkets, bars, restaurants etc? Perhaps he could find a few hours a week at least until he can't get back to taxi driving?

Thanks for the information on that i didn't quite understand what that was about before.

I have just redone OH's CV for him and we are in the process of sending it off to anyone and everyone! lol

Gemmzie

Good luck to your OH :beer:

Keep us updated!

Cleosmum

Your OH should be able to sign on a he was laid off, rather than just left. Get a claim in asap and then get a claim in for council tax benefit, even if its all for a couple of months it will stop you taking on more debt to cover everyday living.