Moneycliam online

CIS

If you win a case against someone using money claim online , does it get automatically entered on to their credit records ? If not is their any way to ensure that it does ?

Hezzawithkids

Depends what the judgement is. If you have made a claim for money (say for an unpaid debt) and the defendant hasn't responded or paid you within the time frame (usually 14 days), then you have to go back to the court and ask for a "Judgement by Default" which results in a CCJ against them (the defenedant), which stays on their record until it is settled. After that you can ask the court to pursue the debt - in which case more fees are payable that get added to the debt - or you can just walk away.

Be aware though that the courts may not always be successful in pursuing debts, they don't seem to try that hard and you have to keep in touch with them all the time to check progress. They'll start by sending letters and then sending in the bailiffs. In my experience they often come away empty handed; they can't just help themselves to "goods to the value of" any more, they cannot force entry onto anyone's premises and they can't serve any notices if the named debtor is not present. In some of our cases the people on the premises (usually pubs for who our company have provided services then not been paid) have just denied any knowledge of the debt and just told the bailiffs theat the person named on the warrant isn't in. The courts will usually tell you that they have been unable to recover the debt in about 50% of cases - in our experience.

IMHO you should be very sure of your ground before pursuing via bailiffs etc.