Co Op

zoe2008

Three cheers for the Co Op
They have approved my cashminder account today!!!!
Ive been without a bank account for a week.
x:beer:

Toon_Dave

Excellent news Zoe...Good stuff..

Hows everything else going now??

Gettinghelp

woo hoo!
love my co-op electron card! i also have barclays but no chip on the card so that is for bills in and bills out! Co-Op is for MEEEEEEEEEEEEEE!

GettingHopeful

Great news Zoe! They are the tops, never any problems. Wonderful to see a credit balance (small) on my current account. Just keep checking it online to make sure its still there!

All the best.

mej24

Yay!!!

I love the feeling of being in control of my finances now, knowing whatever I'm spending is money I really have. Got my spreadsheet with my cashflow on and am always tinkering with it.

brimau_2

Hi all! I have the co-op cashminder too. Its FABULOUS!!! Feel like a human being again when i whip the card out to pay at the till :-D

Just so you all know they have a landline number that you can call for balances! 0161 474 7123 so if like me, you some freebie calls on your phone...its another bonus.

tigerfeet2006

Oooh!! didn't know about the land line number, how did you find that?

get_me_out

Be careful with Co Op as if you have a DD bounce, they get stroppy.

Sky keep claiming money on different dates and after 2 failed DD's Co Op asked me to return cards and closed account!!!!

brimau_2

On one of these pages!!! I just can't remember which one so that i can give credit where it due sadly.

tigerfeet2006

get_me_out wrote: »

Be careful with Co Op as if you have a DD bounce, they get stroppy.

Sky keep claiming money on different dates and after 2 failed DD's Co Op asked me to return cards and closed account!!!!

It says in their terms and conditions that they have a 3 strikes.and you are out policy. I must say it focus's the mind to make sure you keep an eye on things.

weegie.geek

tigerfeet2006 wrote: »

It says in their terms and conditions that they have a 3 strikes.and you are out policy. I must say it focus's the mind to make sure you keep an eye on things.

Indeed it does. I only pay a couple of things by DD, but I've left them coming out of my RBOS account in case something goes wrong.

Must admit the three strikes thing seems a bit extreme, but I've heard a few people complain that they've been stung by it, so it seems like it's fairly strict standard policy rather than there to try and make people get on top of things.

I'd like to know why they're so strict on it. I could understand if they gave you a fee-free (apart from interest) unauthorised overdraft, but if they charge you (they do charge you, right? I can't remember) then I don't see why they're so against it.