Creditor dropped case?

SVs_3

Hi. Am new to the forum, just wanted to ask your advice on a matter.

I have made arrangements with my creditors and have been happily paying them for the last year or so. However, I now have a new creditor in the form of a previous employer who overpaid me a months salary. My salary was messed up every month I worked for them, and they didn't even pay me my first month, and I had to beg for an advance - anyway, cut a long story short, due to all the mess I thought the final payment I received was correct, turns out it wasn't. I wrote to them offering them a monthly payment until I was in a situation to clear the debt. Heard nothing. I wrote to them again, this time enclosing an income and expenditure breakdown, along with a list of my other creditors and details of their monthly payments. Heard nothing. I have since written again, asking for them to send me a standing order mandate as time is getting on and I want to begin paying them back. Guess what? Nothing!!

The last letter was sent at the end of April. What do you think is happening? I don't know whether they have dropped the case, or whether they are beginning court proceediings. This was mentioned in one of the early letters, whilst I was still trying to work out whether the overpayment was valid.

I have just sold my motorbike and have a small sum that I am going to offer to all my creditors in way of settlement. It's just over half of the total amount I owe (with this debt included). I don't know whether to include this debt and offer them a settlement or not......what do you think is happening?!

Many thanks.

fatbelly

You've made three offers of payment and had nothing in reply.

I'd leave it there...

Runnybabbit

Just keep all the paperwork safe until such time that you might need it - but like fatbelly says, leave it there for now.

GeorgeUK

If i'm reading this right, your previous employer overpaid you and requested the money back? You are not in a position to pay back the full amount owed and have offerred a repayment plan. Is this right?

I don't believe these kinds of debt ever become statute barred so you may want to put a little aside each month into a seperate savings account to deal with this should it pop up again. As suggested, you should also keep a copy of those letters you sent.

SVs_3

Thanks for the advice.

I am very tempted to leave it alone, as that means more money for my 'real' creditors, the ones that reply to my letters and accept a payment plan!

I have got copies of all correspondence, and may start putting the amount I offered them as a monthly payment in my savings account, just in case.

Here's hoping it's gone away for good...!

Thanks again.