Paying off an HFC account???

terry_turbo

Last november i bought an item for 600 in dixons on the buy now pay in a year offer.

Now we are always full of good intentions of paying them off.but i still have an outstanding balance of 350. i have 2 months before it goes to normal interest rates.

is there a way to transfer this account to a credit card or pay it off with a credit card with low interest rate, just to give me a bit more time!!

any help or advice would be great

frosty

why dont you apply for a 0% credit card ,we had a fridge freezer from currys,the finance was with HFC,we paid it with a credit card cheque which had no fee payable during the promo period.check your bank statements we had not noticed that HFC had been taking £28.00 a month out of our account for 8 months, we had purchased the freezer on a pay 12 months later,my husband could not remember giving them bank details, they paid us back everything they owed us but they did not appologise.

grumbler

terry_turbo wrote:

...is there a way to transfer this account to a credit card or pay it off with a credit card with low interest rate, just to give me a bit more time!!

In theory it is possible, but gets more and more difficult in practice now ...

What is a Super Balance Transfer? article.

tobyjug

We had a similar deal with a computer, we were able to pay online with a credit card I am sure it was HFC. If you pay via the postal service I dont think they gave you the option of the credit card.

Chck what services the HFC have online, just need your acount number of the loan.