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Loan PPI Mis-Selling
cscarlsson
Posts: 9 Forumite
in Loans
Hi,
I'm going through the reclaiming process with Black Horse at the moment. :mad:
I phoned them up to get a loan of £8000 over 3 years with no PPI, they said that was fine and got us into the branch to sign the paperwork.
I made a few mistakes, I told them we had £1000 savings but I didn't want to use that, I also told them I'd put a large deposit on a car I didn't want to lose.
We visited the branch, the 10 minutes to sign turned into 2 hours of being messed around and we came out with £7000 loan plus the 'optional' PPI that the underwriters would not agree the loan without.
Tried to reclaim last year and got told by Black Horse that we weren't mis-sold, I just wrote a follow-up letter after settling the loan outlining the complete sequence of events and letting them know I'm happy to go to the ombudsman.
When they wrote to me last time they 'quoted' something from the agreement that said I had read understood and agreed the PPI terms and conditions by signing the agreement. I just checked the agreement and that phrase does not exist on there. I pointed that minor error out just before I said I'd be happy to go to the Ombudsman :rotfl: :rotfl:
Lets see how it pans out this time
Jason
I'm going through the reclaiming process with Black Horse at the moment. :mad:
I phoned them up to get a loan of £8000 over 3 years with no PPI, they said that was fine and got us into the branch to sign the paperwork.
I made a few mistakes, I told them we had £1000 savings but I didn't want to use that, I also told them I'd put a large deposit on a car I didn't want to lose.
We visited the branch, the 10 minutes to sign turned into 2 hours of being messed around and we came out with £7000 loan plus the 'optional' PPI that the underwriters would not agree the loan without.
Tried to reclaim last year and got told by Black Horse that we weren't mis-sold, I just wrote a follow-up letter after settling the loan outlining the complete sequence of events and letting them know I'm happy to go to the ombudsman.
When they wrote to me last time they 'quoted' something from the agreement that said I had read understood and agreed the PPI terms and conditions by signing the agreement. I just checked the agreement and that phrase does not exist on there. I pointed that minor error out just before I said I'd be happy to go to the Ombudsman :rotfl: :rotfl:
Lets see how it pans out this time
Jason
Currently Underway:
PPI Reclaim: Black Horse: £1083 - Refund Agreed
Bank Charges Reclaims(On-Hold): Alliance & Leicester: £2527 ; Lloyds TSB: £270 ; Abbey: £1300
PPI Reclaim: Black Horse: £1083 - Refund Agreed
Bank Charges Reclaims(On-Hold): Alliance & Leicester: £2527 ; Lloyds TSB: £270 ; Abbey: £1300
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