Default twice on same debt

thriftymomma

ok am now on the phone to Actio and the chap reckons freeman should indeed remove that default - i'm on hold will update asap!!

thriftymomma

gah - I was right - freemans have to sort it out so will defo phone them again tomorrow - but it's sounding promising funky - it should be removed rather than satisfied he said - so good luck to you - one less default will maker me smile!

Funkygibbon

My Barclaycard one isn't even satisfied!! It's got an outstanding debt of £670 and the Lowell one that I'm paying has an outstanding debt of £600. The dates of the defaults are different as well, both in 2005 though. I've just spoken to someone on the Helpdesk from Credit Expert and they said it was right that I had two defaults but the Barclaycard should say that it is satisfied. I'm going to speak to Barclaycard and see what they say.

I'll update when I've spoken to them, good luck with your call tomorrow!!!

thriftymomma

I spoke to a lovely lady today who says she has updated experian and equifax and it should show in 24 hours - not sure whether she removed it or just satisfied it but either way, it's a marginally better place to be I supppose.
How did you get on?

Funkygibbon

Just had a 10 second conversation with Barclaycard. Told them that the debt had been sold and the default still said Barclaycard and wasn't satisfied. The women on the phone said this would be removed within the next 14 days!!!!! Will keep you updated!!

Funkygibbon

Just to let you know. Barclaycard have already removed my default from my credit file. 1 done 3 to go!!!!