Find the Best Mortgage: Article Discussion Area

payless

He lets us all rant and rave (and I can see that you've done that yourself once or twice!), but does he care or take notice? Not unless I pay him an affiliate / introducers fee!!!

in fairness some years back I did offer a payment per lead and he said he was happy for clients to be getting the best deal.. albeit that was some time before the big increase in the " links that help this site"

Former_MSE_Dan

RyanP wrote:

.For example in the section where Martin Lewis lists the Uks Best Brokers he gets paid a commision from them when you go on to his site. This isnt very whole of market.

Professional_Broker wrote:

Of course, ML and his 'employees' are biased and whatever is said in this website mostly stays in this website - what I mean is that it is widely recognised and perceived that ML has NEVER presented an unbiased opinion on the tv or radio. (everyone has his price)

He lets us all rant and rave (and I can see that you've done that yourself once or twice!), but does he care or take notice? Not unless I pay him an affiliate / introducers fee!!!

payless wrote:

in fairness some years back I did offer a payment per lead and he said he was happy for clients to be getting the best deal.. albeit that was some time before the big increase in the " links that help this site" ]

Hi guys,

Just to be clear on this point, no product or service makes it into any article on the site for anything other than editorial reasons. We are very clear on this and a full article explains it here (and is linked to from every article)

http://www.moneysavingexpert.com/site/moneysavingexpert-finance

In this particular article, a much smaller number of links are ones that help the site than the ones that don't. Particularly - NONE of the top recommendations is a starred link, including the two whole of market, fees-free top picks,Charcol Direct and L&C.

Hope this helps

Dan

Robbryer

I ask this question, is a lender treating customers fairly by not offering products through certain channells?

One of the FSA's main priorities at the moment is to ensure that all firms treat customers fairly.

I am an independent whole of market mortgage advisor yet I am not required to disclose that better deals are available elsewhere. I do however advise this as I treat all customers fairly.

Its time to take action against HSBC and others for breaching the TCF rules.

mrs_boop

Can anyone help, not to sure where to post this question
i have to go to court next week for mortgage arrears. my mortgage company advised me to go as the court can allow a lower repayment for my arrears.
i am currently with comsumer credit counselling services - so i am trying to sort it out.
it's an awful feeling i've never been to court for anything, just wondered what happens, what should i do, any tips
i would be really grateful for any help
thanks

Sonofa

mrs_boop wrote: »

Can anyone help, not to sure where to post this question
i have to go to court next week for mortgage arrears. my mortgage company advised me to go as the court can allow a lower repayment for my arrears.
i am currently with comsumer credit counselling services - so i am trying to sort it out.
it's an awful feeling i've never been to court for anything, just wondered what happens, what should i do, any tips
i would be really grateful for any help
thanks

I know the title might scare the pants off you but post in the bankruptcy forum. Lots of regulars in there who will be able to advise, explain and give you support. Click the link below.

http://forums.moneysavingexpert.com/forumdisplay.html?f=136

And good luck

puchee

Hi , I would need your help and advice. I am looking forward to buy a property and Im looking for a broker with all the afore mentioned 3 qualities: whole market, fee fre, ect..
I have a house with £107K left for 21yrs. My wife has a flat £68K left for 12yrs. |We have jobs down south England looking to buy a house worth £450K. Bank of scotland approved our mortgage but vendor pulled out after evaluation we paid £700. Because of new interest rates , what was approved has been nullified, we have to look for a new lender. can you help please

puchee

handful wrote: »

My advice is to anyone looking for a mortgage is to start here http://www.moneymadeclear.fsa.gov.uk/home.html and do a totally impartial search of the WHOLE market.(find the link to 'compare mortgages) It will take a while to get the hang of the search methods but from here you get a direct link to the mortgage provider, including all of the offers not available to the brokers. I haven't seen this tip on any of the MSE advice but I'm sure it must be somewhere. If not, it needs to go on as it saved me hours of searching and pounds:j

thank you, im lost because there is so much to read , yet nothing concrete. I will let you know what comes up. Can you advice a broker for me?

puchee

RyanP, you seem to know much about Mortgages , can you help me with a broker or find me a good deal.Hi , I would need your help and advice. I am looking forward to buy a property and Im looking for a broker with all the afore mentioned 3 qualities: whole market, fee fre, ect..
I have a house with £107K left for 21yrs. My wife has a flat £68K left for 12yrs. |We have jobs down south England looking to buy a house worth £450K. Bank of scotland approved our mortgage but vendor pulled out after evaluation we paid £700. Because of new interest rates , what was approved has been nullified, we have to look for a new lender. can you help please

puchee

sorry I referred to you as Ryan P. However i do need your help

puchee

RyanP wrote: »

Through my eyes Martin Lewis is a non qualified/ un regulated advisor who reccommends his products for personla gain.

1.For example in the section where Martin Lewis lists the Uks Best Brokers he gets paid a commision from them when you go on to his site. This isnt very whole of market.

2.Everyone listens to his advice which is not supposed to constitute financial advice. Just heard him on radio 1 saying that mortgage brokers cannot advise on direct deals.We can advise on direct deals and this constitutes proper advice, recommending the most suitable product to the client. I have never heard such a lie.

3. He also stated that no one should purchhase a house at the moment because renting is chepaer. What a silly statement to come out with, no wonder house prices all falling with media/ martin lewis giving unqualified advice.

These are a few points of many, what you are reading is media for personal gain, his advice is not regulated and can be damaging to yourself never mind the nation if he is making such remarks on radio 1.

Hi , I would need your help and advice. I am looking forward to buy a property and Im looking for a broker with all the afore mentioned 3 qualities: whole market, fee fre, ect..
I have a house with £107K left for 21yrs. My wife has a flat £68K left for 12yrs. |We have jobs down south England looking to buy a house worth £450K. Bank of scotland approved our mortgage but vendor pulled out after evaluation we paid £700. Because of new interest rates , what was approved has been nullified, we have to look for a new lender. can you help please