CCJ Advice Please Help

saz2004

My mortgage company recently sent me a letter demanding payment for service charge with a CCJ served.

I moved out of my address 2 years ago and was on the understanding the sevice charge would be paid from my estate agent fees but as a result of miscommunication the service charge was unpaid.

I never received any correspondance from the service charge company, although I contacted the company a year ago by phone to check all payments were up to date and they confirmed nothing was outstanding and I also issued the company with my email address.

where they right to serve judgement against me?

GeorgeUK

It may be possible to have this judgement set aside.

Have a search for similar threads until someone with better knowledge of CCJ's comes along. If you weren't issued with the court papers, that should be your first defence for having it set aside.

saz2004

The judgement is read in my middle and surname with the section of date of birth left blank at my old
address. will credit ref agencies match this with my full name, dob, at the new address?

saz2004

saz2004 wrote: »

The judgement is read in my middle and surname with the section of date of birth left blank at my old
address. will credit ref agencies match this with my full name, dob, at the new address?

Any advice?

thriftymomma

Best Bet is to get your credit report and see if it is on there!