It`s different this time

WTF?_2

m00m00 wrote: »

this whole situation
credit crunch
food and oil speculative bubbles

feels more like an end of an era, than a temporary blp

I agree.

One last big blowout. I think the order of things is changing and power is moving Eastward.

In particular, the actions of the Bush administration in the US smacks of people milking the USA for all it is worth, while there still is something to take.

Like the financiers who made a packet out of securitization they will be off with their loot whilst the whole thing collapses into a mess behind them. I don't envy the job of either the next US president or British PM.

PasturesNew

lostinrates wrote: »

Pastures, I wasn't suggestng you do my hobbies, lol, just saying that even with a partner I do things alone - for fun.

Incidently, I don't eat much weekdays. I used to sell my stuff (really thinking of looking into horrid health and aftey stuff, would love to do it again but not ure if I can face the red tape) but a few local elderlies are the beneficiaries of my new recipes now (a couple actually call if they haven't been given something for a while, rofl -cheeky old devils).

LOL

lostinrates wrote: »

Re sausages, don't cook em all at once freeze them.

You'd think by now I'd have worked this one out wouldn't you ....
I don't have a freezer.
And don't tell me there are mini ones as I don't have the space or inclination to buy "stuff".

lostinrates wrote: »

With lft overs this time you could do a toad in the hole, or the old honey and mustard trick!

Nothing wrong with online or telly, if thats what you like, lol.

I love toad in the hole but that brings a raft of other issues. I do object to heating up an entire oven for something small for me. And have you ever tried to make just enough mix for a yorkshire for one? And I don't buy milk, so it'd be a "what to do with the rest" dilemma.

I don't know any honey and mustard trick. But I have neither and don't like mustard.



I solved half the sausage problem earlier. I ate TWO in one meal! I'll do that again tomorrow and that'll be the end of them thank goodness.... I bought in veggies to make a curry on Saturday, I'm getting anxious to get cracking on that. Should be eating veg curry from Friday to next Wednesday as I have a whole cauli and 3 large carrots, before I add in spuds etc.

Pobby

May I say PN that I for one am pleased that you post here and find you both witty and intelligent.

Pobby

I guess what ever the stage you are in life the situation is scary. Being older I have a home paid for. Pension plans in place and a goodly sum in both savings and investments. I have taken my investments and have them with partial equity exposure whilst the balance is in bonds and cash. A fairly low risk choice. As things are now I am still wary where this whole farce is going to go and the effects on my money.

I am a guy from the south east originally and you only have to look around up there to see peoples spending habits.Flash motors,holidays 50 inch plasmas. When I return there I almost get the impression that it`s deprivation if you don`t have / do these things.The crazy thing for me is that I could afford to do all of this, and from my own money but the thought of doing so makes me feel quite sick.

Having lost a lot of money in the past maybe this has clouded my thinking. Maybe having had a mortgage in the 90`s that spiraled upward counted towards it . I don`t know but I find it a lot less stressful not to own too many things.

PasturesNew

Pobby wrote: »

I guess what ever the stage you are in life the situation is scary. Being older I have a home paid for. Pension plans in place and a goodly sum in both savings and investments. I have taken my investments and have them with partial equity exposure whilst the balance is in bonds and cash. A fairly low risk choice. As things are now I am still wary where this whole farce is going to go and the effects on my money.

All I have is my STR pot.

I have no pension, no savings, no investments, no bonds, nothing. Just the STR... so my next move has to be very carefully considered. No rash decisions. Head rules.

Pobby wrote: »

I am a guy from the south east originally and you only have to look around up there to see peoples spending habits.Flash motors,holidays 50 inch plasmas. When I return there I almost get the impression that it`s deprivation if you don`t have / do these things.The crazy thing for me is that I could afford to do all of this, and from my own money but the thought of doing so makes me feel quite sick.

The only place I've seen those people is online. I've not seen a lot of modern things (e.g. 50" plasma screen). Although when I got here I did go round the shops and see what an iPod looked like, XBox, etc. I saw my first Starbucks too (didn't go in, it looked loud and scarey). And my first Primark (went in and it was pants). I can now get a Dominos - although I haven't, the point is I can as it's accessible. Having things accessible was what I moved for; that doesn't mean I have to use them.

Pobby wrote: »

Having lost a lot of money in the past maybe this has clouded my thinking. Maybe having had a mortgage in the 90`s that spiraled upward counted towards it . I don`t know but I find it a lot less stressful not to own too many things.

Sounds good. I used to say that if you buy something (an ornament) you then have to put it somewhere and you have to dust it. Before you know it you're buying furniture to put the ornament on and dusting that too ... and it escalates. Where to stop? So I used to start by not buying things (ornaments or otherwise).

I have no stereo, no CDs, no music system, no games consoles or anything really. Just this £200 PC with dinky monitor and 40GB HD and a 14" portable TV.

Yes, I'm weird by the standards of others. But everything I do is based on experience, finding and life. My life. Which has been different to anybody else's.

Pobby

Weird by the standard of others. Hmmmmm, maybe the others have got it wrong. I certainly think they have. There are a few of us who are like minded and live life low. We don`t spend on junk, we don`t run up debts. We consider what we do with our cash.

chrisandanne

Pobby wrote: »

I guess what ever the stage you are in life the situation is scary. Being older I have a home paid for. Pension plans in place and a goodly sum in both savings and investments. I have taken my investments and have them with partial equity exposure whilst the balance is in bonds and cash. A fairly low risk choice. As things are now I am still wary where this whole farce is going to go and the effects on my money.

I am a guy from the south east originally and you only have to look around up there to see peoples spending habits.Flash motors,holidays 50 inch plasmas. When I return there I almost get the impression that it`s deprivation if you don`t have / do these things.The crazy thing for me is that I could afford to do all of this, and from my own money but the thought of doing so makes me feel quite sick.

Having lost a lot of money in the past maybe this has clouded my thinking. Maybe having had a mortgage in the 90`s that spiraled upward counted towards it . I don`t know but I find it a lot less stressful not to own too many things.

I also experienced the interest rates hikes of the nineties and I think a lot of people who did have stood back in amazement at the current mortgage borrowing.

I just kept thinking 'what if the rates go up, what will these people do !!'

I am also worried about what the current situation will bring, but not about my money....about quality of life, a lot of unhappy disenfranchised people with no jobs and no prospects, it doesn't make for a happy place to be.

Having said that during the miners strike I lived in a South Yorkshire village where a lot of friends and neighbours were miners on strike, we all chipped in to help and there was a great sense of community, but I don't think people are like that now, it seems to be I'm alright jack.
Ax

lostinrates

hmm, I personally think neither option is weird just different from each other. Personally if I lived alone and had few hobbies etc I can't imagine a world with out music, I own cds (and the cd payer I got s a teenager). So PN's life would leave me depressed, she'd be always worried about the critters and noise and clutter in mine. These things are relative. I have two ipods. Both bought for me by friends worried about my ack of ipod . I tried to work both of them, can't turn eiher on, and frankly wih I hadn't been given them, but my friends couldn't understand how I cope with them. A big tv would realy put me off tv, but my parents have said when we move we can take theirs a they are more electrically minded an would like a flat screen thingy instead.

We live within our means too, and while we certainly spend more than good old Pastures, we spend less than most of Dh's colleagues on the same salary....they think we are sort of hippies I think.

Pobby

Hippy. Too right. I was there when they came into being!

PasturesNew

I am not a hippy. I just do things my way. The way that has proven to work for me.