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Which mortgage type?

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Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi sam have a look at yorkshire BS website.
    I am on a fixed 5 years offset with them only wish it was 10 !
    great way to build up your savings while offsetting against the mortgage.
    Saved me alot in interest and I have money to move in or out of offset IF
    I can get a better rate in an ISA ?
    GOOD LUCK
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You have around £4k coming in have you looked at where all that is going.

    A full financial review may save you a lot more than tinkering with the mortgage.

    Triming back on expences is one of the best thing you can do

    Review the obvious,

    Mobile phones, These should be free.
    Sat/Cable TV, would freeview do the job.
    Are you running cars that are more expensive than they need to be.
    utilities, got the best deal and reduced consumption
    there are others.
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