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newbie in need of help

Hi to everyone

well here goes i'm in debt with 4 credit cards and a bank personal loan summing to the amount of nearly 40,000 pounds.

I have been paying minimum paymets on the credit cards for over 4 years now!!! this has taken a toll on my business and i'm looking to close my business and work for somebody else. I'm looking for help and support on what shud i do to get my payments reduced maybe interest stopped and do a payment plan maybe but where i was paying nearly £1200 a month i want to be paying about £350 or less a month!!!

Help and advice most gratefull

Comments

  • HHH_2
    HHH_2 Posts: 442 Forumite
    Give the Consumer Credit Councelling Service (CCCS) a ring or go on their website. they are brill.
  • Hi, the advice I got from the National debtline is that if you have £100 or more to pay towards your debts that is sufficient for a debt management plan. Try them, they are just brilliant.
    The good you do comes back to you.
    DFW Long haul supporters No: 134
    ;)
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