My I&E needs tweeking for BR some advice please

shadowdragon

Hi

Someone suggested I posted my Income and expenditure in a new thread as it needs tweaking for BR. I know about the tobacco allowance and the prescriptions. Any other things to add or remove would be greatly appreciated

Income

1115.84 for both my partner and I (only me going BC) this is Incapacity benefit and Disability Living Allowance, and a small amount of Housing benefit again for both of us. Is Disability Living allowance taken into consideration as its not when calculating Housing Benefit?

Expenses

Housing

Rent 306.28
Council Tax 66.6
Water Rates in with the rent
Gas 40
Electricity 60
Home Insurance 20 (added thanks to peachyprice)
Services

Telephone 20 (Internet isnt allowed, this is an estimate)
Mobile Phones 20 (two payg, reduced to 10 each from 30 for both)
TV License 12

Motoring
Road Tax 18
Insurance 46.53
Fuel/parking 70 (Upped from 40, to justify using the vehicle)

Housekeeping


Food, toiletries, cleaning 350 (two adults upped from 250)
Clothing 20
Hairdressing 20
Medicines/prescriptions 20 (aware of the prepay system 10 p.m for two of us)
Dentist/Opticians 13
Modest holiday 25 (dont want to be greedy although we do go out on day trips so not unrealistic)
Totals 1117.41

Total remaining surplus -1.57 for both of us each month.

Thanks in advance, as alway peoples help is highly appreciated.

peachyprice

shadowdragon wrote: »

Hi

Someone suggested I posted my Income and expenditure in a new thread as it needs tweaking for BR. I know about the tobacco allowance and the prescriptions. Any other things to add or remove would be greatly appreciated

Income

1115.84 for both my partner and I (only me going BC) this is Incapacity benefit and Disability Living Allowance, and a small amount of Housing benefit again for both of us. Is Disability Living allowance taken into consideration as its not when calculating Housing Benefit?



Expenses


Housing

Rent 306.28
Council Tax 66.6
Water Rates in with the rent
Gas 40
Electricity 60
contents insurance 20 ?

Services

Telephone 40 (Internet combined) Just put phone
Mobile Phones 30 A bit high, is this PAYG?
TV License 12

Motoring
Road Tax 18
Insurance 46.53
Fuel/parking 40 This is too low, you might have problems convincing the OR you NEED a car if this is all the petrol you use. Up it to £ 70 perhaps

Housekeeping


Food, toiletries, cleaning 250 (two adults)
Hairdressing 20
Medicines/prescriptions 31.3 (aware of the prepay system 10 p.m)
Dentist/Opticians 13

Totals 963.71

Total remaining surplus 152.13 for both of us each month.

Thanks in advance, as alway peoples help is highly appreciated.

Just for starters, see what the others say

shadowdragon

peachyprice wrote: »

Just for starters, see what the others say

Ty editing my post now, think my sums are wrong but im not gonna worry about the totals tbh, long as the info is all there.

TY

blind-as-a-bat_2

clothing, £30-40 for a modest holiday, housekeeping os way too low!! up by £100 at least

That alone should zero your surplus and give you a more realistic budget.

shadowdragon

blind-as-a-bat wrote: »

clothing, £30-40 for a modest holiday, housekeeping os way too low!! up by £100 at least

That alone should zero your surplus and give you a more realistic budget.

But i read that the CCCS recommends 125 per person per month for food. But who am I to argue hehe.

Deficit of 1.57 now from 100+ spare

blind-as-a-bat_2

shadowdragon wrote: »

But i read that the CCCS recommends 125 per person per month for food. But who am I to argue hehe.

Deficit of 1.57 now from 100+ spare

Things have gone up in price;)

shadowdragon

blind-as-a-bat wrote: »

Things have gone up in price;)

hehe looking at that deficit will the OR send me a cheque for 78 pence every month then? seems only fair :rotfl::rotfl::rotfl::rotfl::rotfl:

blind-as-a-bat_2

doubt it:p

I would put clothes before you put holiday though, less likely for a strict OR to dissalow clothes than holidays

As your on benefits though i wouldnt stress too much as the OR cant force an IPA in your situation anyway

shadowdragon

blind-as-a-bat wrote: »

doubt it:p

I would put clothes before you put holiday though, less likely for a strict OR to dissalow clothes than holidays

As your on benefits though i wouldnt stress too much as the OR cant force an IPA in your situation anyway

Ho right so the order you put stuff is important too!!!!

AS ever TY soooooooooooo much you guys are the best.

shadowdragon

sorry didnt edit my original post, I have both clothing and modest holiday in there, sorry myfault for confusion, original post is correct now.

blind-as-a-bat_2

sorry no i didnt mean that, i must have cross posted when you where adding clothing, or just didnt see it so i meant instead