We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I've done it.........

I'm or rather we're (myself and Mr Triker) debt free.:D

How much did we owe? £46,000 in total.

How did we pay it off? We finally sold my old house.

Luckily we were just about able to cover all the debts in full. There's nothing left though but we don't care.

How does it feel, fuggin fantastic, especially after we realised that we could cover everything.

Whats changed? Our whole attitude towards money, this site and the support and advice given has changed our lives for the better.

Did we resent paying it all back? Not at all, our debt, our responsibility, nuff said.

Don't worry though, I'm not going anywhere, there's no chance I'll be leaving here.

Cheers everyone and keep on keeping on with the debt busting, its taken us over 2 years, a series of expensive misfortunes, a complete adjustment in how we view money and of course spending it, and the guidance and support of many on here to have got us where we are today, thank you.

xxx
DFW Nerd 267. DEBT FREE 11.06.08
Stick to It by R.B. Stanfield
It matters not if you try and fail,
And fail, and try again; But it matters much if you try and fail, And fail to try again.
«134567

Comments

  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    well done guys that is fanastic well done
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • SuzySu
    SuzySu Posts: 3,478 Forumite
    Many, many congratulations to you both - I can only imagine what it must feel like to be debt free. Can't wait to be posting under the same title myself.
    YOUR = belonging to you (your coat); YOU'RE = you are (I hope you're ok)

    really....it's not hard to understand :T
  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    CONGRATULATIONS!! :T :j :T :j :T

    Great feeling, isn't it?
    A budget is like a speed sign - a LIMIT not a TARGET!!

    CHALLENGES

    2025 Declutter:
    1 CONTAINER (box/bag/folder etc) per day; 50/365
    1 FROG (minimum) per week; 6/52
    WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25

    2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
    2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
    2025 Make Do, Mend & Minimise No target, just remember to report!

    AWARDS 💐⭐
  • Horace
    Horace Posts: 14,426 Forumite
    Well done Mr & Mrs Triker:j One day, I hope to be debt free but I won't ever abandon MSE its great.

    :beer:
  • cat4772
    cat4772 Posts: 2,467 Forumite
    Brilliant news.

    What's plans do you have for the future now that money doesn't factor as a worry?
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yay well done to you and Mr Triker:j :j Bet it feels bl00dy good:T
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • beckseven
    beckseven Posts: 877 Forumite
    Well done! Really pleased for you.
    HSBC Visa-High interest-£2349.23 Nat West £2605.18
    My Overdraft-£1500
    Barclaycard-1089.77
    Marks and Spencer card- 3331.30 next 92.67
    Total was 11066.29 now £10,968.15
  • themaccas
    themaccas Posts: 1,453 Forumite
    Brilliant news triker, I'm hoping to join you in a few days...just need to pay for the garage door and decide (finally) whether we're going tile the hallway and kitchen.
    Debtfree JUNE 2008 - Thank you MSE:T
  • kizzykizzywizzy
    kizzykizzywizzy Posts: 6,906 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fantastic, I'm so pleased for you :T

    You've not lost anything by selling your house really, you still have a roof over your heads & the peace of mind knowing you don't owe anyone is amazing.
    Life is going to seem so much easier for you.
    Have a happy life
    Comping again - wins so far : 2 V festival tix, 2 NFL tix, 6 bottles of wine, personalised hand soap, Aussie miracle conditioner :beer:

    Married my best friend 15/4/16 :)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Good for you :T

    x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.5K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.