Possible old debts.. CCJs?

**Amy**

Hi Guys

Well i was rifling through my old paperwork and found 2 letters from 2 different DCA for 2 seperate debts. One was dated 2004 and one 2005.

I probably buried my head in the sand with both of these as i dont recall either one :rolleyes:

Both threaten court action but i cant find any court papers in my paperwork, and I have just checked my credit file and there is nothing relating to either fo these on there, nor are there any CCJs registered.

I have lived at my current address for nearly 4 years, and they have this address, but im just worried that they will "come after me" if i move.

Just looking for some advice as to what i can do and if they will affect my credit file somehow (even if they arent on it?)

Thanks

x

GeorgeUK

All CCJ's should be listed in here. Not used it before so can't say what information you will be required to give. Hopefully they were just idle threats.
http://www.registry-trust.org.uk/

**Amy**

Thanks George.

Not sure i can afford to pay really, especially as they arent showing up on my credit file.

Thanks though

x

**Amy**

Anyone know if there is anyone I can call to check?

x

**Amy**

Nuts to it.

I phoned up Experian and they double checked and I have got a CCJ registered to me from over 4 years ago.

Im kicking myself.

Just waiting to call the court and see what its for. Its only for £159 as well so i may be able to get it cleared.

:rolleyes:

Conor_3

It'll still be recorded on your file though. Good for you for clearing it up though - many wouldn't bother.