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early success

don't know where to put this but had 2 credit cards one with 17.9% apr and a quick call they said could lower it to 14.9% apr.

also 3% admin fee to transfer balance and they said if could transfer it for 2% after a bit of humming and arring


im new to this so cheered me up ha ha

Comments

  • ajt15
    ajt15 Posts: 15 Forumite
    transfered from a card that had 19.9 apr
  • Naomim
    Naomim Posts: 3,257 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done! :beer:

    Every small bit helps :D

    Naomi x
    Credit Cards NOV 2019 £33,220.42 Feb 2026 £14,681.00 Here's my diary: A Ditherer's Diary Again
  • ajt15
    ajt15 Posts: 15 Forumite
    thank you

    never really thought much about this stuff so giving it a go. Quite interesting and easy if you put your mind to it :beer:
  • hbl_2
    hbl_2 Posts: 391 Forumite
    A 3% rate drop is quite the victory! Kudos.
    Student Loan Company Ltd: 17,805 (2.8%) Overdraft: 500 (Interest free)
    Savings: £5,100
    - Target by end of 2008 £5,000+
    Net Worth
    1/7/06: -£32,698 -- Net Worth 25/8/08: -£13,350.
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done you!

    I hope you get more victories in the future!
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
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