We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

early success

don't know where to put this but had 2 credit cards one with 17.9% apr and a quick call they said could lower it to 14.9% apr.

also 3% admin fee to transfer balance and they said if could transfer it for 2% after a bit of humming and arring


im new to this so cheered me up ha ha

Comments

  • ajt15
    ajt15 Posts: 15 Forumite
    transfered from a card that had 19.9 apr
  • Naomim
    Naomim Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done! :beer:

    Every small bit helps :D

    Naomi x
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • ajt15
    ajt15 Posts: 15 Forumite
    thank you

    never really thought much about this stuff so giving it a go. Quite interesting and easy if you put your mind to it :beer:
  • hbl_2
    hbl_2 Posts: 391 Forumite
    A 3% rate drop is quite the victory! Kudos.
    Student Loan Company Ltd: 17,805 (2.8%) Overdraft: 500 (Interest free)
    Savings: £5,100
    - Target by end of 2008 £5,000+
    Net Worth
    1/7/06: -£32,698 -- Net Worth 25/8/08: -£13,350.
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done you!

    I hope you get more victories in the future!
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.