Greenwombat's Debt Diary

greenwombat

Hi everyone. Im new here but have been lurking a long time. I currently owe about £7,000, some of this is a interest free loan and the rest is a loan that has had interest added at the beginning. I would like to pay this all off by the end of 2009.

I will be looking at the other challenges, trying to get my head around them and hopefully joining in a few:)

lisabell

Hi there

Welcome to the boards and congratulations on making the first step to getting yourself sorted out.
Try looking at the up your income board for more ideas to earn extra pennies.
Also if you post a SOA (statement of affairs) we can have a look see if we can help with sme of your bills your SOA contains all your incomes and outgoings.
Hope i have been of some help
Lisa

greenwombat

I have looked at my outgoings (fixed) and there isnt a lot I can cut back on, the main things I can are food, petrol and going out.

Looking at my income, it isnt really that bad. I just havent been very careful with what I have had.

Thinking about selling on ebay and amazon, shifting some stuff I dont need anymore and trying to make some extra money that way. Also have decided to draw cash out only to cover all living expenses except bills and see if that helps me keep control of my spending. I really need to save some money for christmas and possibly buying car tax stamps to save for the car tax when it is due.

Ive been browsing around the boards and am picking up brilliant tips:)